Plans available to residents of: Italy
Major Medical Health Plan
Global cover
A mandatory €6,200 deductible applies
Select Health Plan
Europe-wide cover
Premier Health Plan
Global cover
Elite Global Health Plan
Extensive global cover
2 children under 10 included, subject to underwriting
Annual limit
The maximum amount we will pay in total for all benefits for each person in each policy year.
Coverage
Select covers Europe.
Major Medical, Premier and Elite provide global cover.
Private hospital accommodation
We pay for hospital accommodation, depending on your location and your chosen plan.
Limits:
Major Medical – Standard private
Select – Standard private in the UK / Semi-private outside the UK
Premier – Standard private
Elite – Standard private
Operating room, medicines and surgical dressings
We pay for costs of the operating and recovery rooms, as well as medicines and dressings used in the operating or recovery room and during your hospital stay.
Cancer treatment
Once it has been diagnosed, we pay fees that are related specifically to planning and carrying out treatment for cancer, This includes tests, diagnostic imaging, consultations and prescribed medicines.
Mental health
Where it is medically necessary, this provides cover to be treated as a day-patient or in-patient, including room, board and treatment costs, related to the psychiatric condition. Limitations apply to Select and Premier plans.
Rehabilitation
We pay costs for rehabilitation, including room, board and a combination of therapies such as physical, occupational and speech therapy after an event such as a stroke.
Limits:
Major Medical – 45 days
Select – 30 days
Premier – 30 days
Elite – 60 days
Home nursing
We pay for 30 days home nursing by a qualified nurse, to provide medical care in your home following treatment in hospital which is covered under this plan.
Medical evacuation
Reasonable transport costs to the nearest appropriate place of treatment, when the treatment needed is not available nearby.
Medical repatriation
Repatriation gives you the option of returning to your specified country of residence or specified country of nationality, to be treated in familiar surroundings, when the treatment you need is not available nearby.
Diagnostic tests
We pay for diagnostic tests, pathology and radiology when recommended by your specialist to help diagnose or assess your condition when you are in hospital
Health checks
After 10 months cover on the plan, you can keep track of your health with regular health screening and wellness tests.
Limits:
Select - Up to GBP 250
Premier - Up to GBP 500
Elite - Up to GBP 1,000
Out-patient prescribed medicines and dressings
Medicines and dressings prescribed by your medical practitioner, required to treat a disease, illness or injury.
Limitations apply to Select, Premier and Elite plans.
Physiotherapy, osteopathy and more
Consultations and treatment from physiotherapists, osteopaths and chiropractors for physical therapies aimed at restoring your normal physical function.
Limitations apply to Premier and Elite plans.
Vaccinations
The following are covered; vaccinations which are recommended as part of the national childhood immunisation programme in the county of residency, human papilloma virus (HPV) vaccination to protect against cervical cancer, influenza (seasonal flue) vaccinations, travel vaccinations, anti-malarial medicines and pneumococcal vaccinations.
Limits:
Premier - Up to GBP 500
Elite - Up to GBP 1,000
Optical and dental
We pay for accident-related dental treatment, and after 6 months, we cover routine treatments like fillings, root canal treatments and tooth extraction. We will also pay for major restorative work such as bridges, crowns, dental implants and dentures.
We also cover prescribed hearing aids, spectacle frames and lenses and contact lenses.
Limitations apply to Premier and Elite plans.
Maternity cover
Pregnancy and childbirth after the mother has been covered on this health plan for 10 months including pregnancy and childbirth complications. Limitations apply to Elite plans.
Complementary therapies
Consultations and treatment with qualified and registered acupuncturists and reflexologists.
Limitations apply to Elite plans
This is a summary of the cover included in these health plans. All of our health plans carry some waiting periods, limitations and exclusions. Refer to the membership guide for full details.
Need help choosing a health insurance plan?
Speak to our experienced advisers to discuss your needs
Call 03301 737 698
Available from 8am to 6pm GMT Monday to Friday.
Calls may be recorded and monitored