Cover for individuals and families

Private Health Insurance with International Cover

Providing Award-Winning International Private Health Insurance for over 50 years

Plans available to residents of: Hong Kong

Our range of health insurance plans  

Whatever plan you choose, Bupa Global give you the freedom to choose when a where you are treated, within your area of cover. Get a quote in minutes with estimated prices.

Major Medical

Our most affordable international plan with in-patient cover

Select

Our plan for everyday health expenses and serious conditions

Premier

Our plan for rich in- and out-patient cover plus wellbeing benefits

Elite

Our plan designed for families

HKD 35,000,000 ; Major Medical Health Plan ; Annual limit
HKD 35,000,000 ; Select Health Plan ; Annual limit
HKD 39,000,000 ; Premier Health Plan ; Annual limit
$78,000,000 ; Elite Global Health Plan ; Annual limit

The maximum amount we will pay in total for all benefits for each person in each policy year.

Worldwide ; Major Medical Health Plan ; Coverage
Worldwide excl. U.S. ; Select Health Plan ; Coverage
Worldwide excl. U.S. ; Premier Health Plan ; Coverage
Worldwide ; Elite Global Health Plan ; Coverage

Select and Premier cover worldwide excluding the U.S.

Major Medical and Elite provide global cover.

Major Medical Health Plan ; Private hospital accommodation
Select Health Plan ; Private hospital accommodation
Premier Health Plan ; Private hospital accommodation
Elite Global Health Plan ; Private hospital accommodation

We pay for hospital accommodation, depending on your location and your chosen plan.

Limits:

Major Medical – Standard private
Select – Standard private
Premier – Standard private
Elite – Standard private

Major Medical Health Plan ; Operating room, medicines and surgical dressings
Select Health Plan ; Operating room, medicines and surgical dressings
Premier Health Plan ; Operating room, medicines and surgical dressings
Elite Global Health Plan ; Operating room, medicines and surgical dressings

We pay for costs of the operating and recovery rooms, as well as medicines and dressings used in the operating or recovery room and during your hospital stay.

Major Medical Health Plan ; Cancer treatment
Select Health Plan ; Cancer treatment
Premier Health Plan ; Cancer treatment
Elite Global Health Plan ; Cancer treatment

Once it has been diagnosed, we pay fees that are related specifically to planning and carrying out treatment for cancer, This includes tests, diagnostic imaging, consultations and prescribed medicines.

Major Medical Health Plan ; Mental health
Select Health Plan ; Mental health
Premier Health Plan ; Mental health
Elite Global Health Plan ; Mental health

Where it is medically necessary, this provides cover to be treated as a day-patient or in-patient, including room, board and treatment costs, related to the psychiatric condition. Limitations apply to Select and Premier plans.

Major Medical Health Plan ; Rehabilitation
Select Health Plan ; Rehabilitation
Premier Health Plan ; Rehabilitation
Elite Global Health Plan ; Rehabilitation

We pay costs for rehabilitation, including room, board and a combination of therapies such as physical, occupational and speech therapy after an event such as a stroke.

Limits:

Major Medical – 45 days
Select – 30 days
Premier – 30 days
Elite – 60 days

Major Medical Health Plan ; Home nursing
Select Health Plan ; Home nursing
Premier Health Plan ; Home nursing
Elite Global Health Plan ; Home nursing

We pay for 30 days home nursing by a qualified nurse, to provide medical care in your home following treatment in hospital which is covered under this plan.

Major Medical Health Plan ; Medical evacuation
Select Health Plan ; Medical evacuation
Premier Health Plan ; Medical evacuation
Elite Global Health Plan ; Medical evacuation

Reasonable transport costs to the nearest appropriate place of treatment, when the treatment needed is not available nearby.

Major Medical Health Plan ; Medical repatriation
Select Health Plan ; Medical repatriation
Premier Health Plan ; Medical repatriation
Elite Global Health Plan ; Medical repatriation

Repatriation gives you the option of returning to your specified country of residence or specified country of nationality, to be treated in familiar surroundings, when the treatment you need is not available nearby.

Major Medical Health Plan ; Diagnostic tests
Select Health Plan ; Diagnostic tests
Premier Health Plan ; Diagnostic tests
Elite Global Health Plan ; Diagnostic tests

We pay for diagnostic tests, pathology and radiology when recommended by your specialist to help diagnose or assess your condition when you are in hospital

Major Medical Health Plan ; Health checks
Select Health Plan ; Health checks
Premier Health Plan ; Health checks
Elite Global Health Plan ; Health checks

After 10 months cover on the plan, you can keep track of your health with regular health screening and wellness tests.

Limits:

Select - Up to HKD 8,000

Premier - Up to HKD 10,000

Elite - Up to HKD 11,700

Major Medical Health Plan ; Out-patient prescribed medicines and dressings
Select Health Plan ; Out-patient prescribed medicines and dressings
Premier Health Plan ; Out-patient prescribed medicines and dressings
Elite Global Health Plan ; Out-patient prescribed medicines and dressings

Medicines and dressings prescribed by your medical practitioner, required to treat a disease, illness or injury.

Limitations apply to Select, Premier and Elite plans.

Major Medical Health Plan ; Physiotherapy, osteopathy and more
Select Health Plan ; Physiotherapy, osteopathy and more
Premier Health Plan ; Physiotherapy, osteopathy and more
Elite Global Health Plan ; Physiotherapy, osteopathy and more

Consultations and treatment from physiotherapists, osteopaths and chiropractors for physical therapies aimed at restoring your normal physical function.

Limitations apply to Premier and Elite plans.

Major Medical Health Plan ; Vaccinations
Select Health Plan ; Vaccinations
Premier Health Plan ; Vaccinations
Elite Global Health Plan ; Vaccinations

The following are covered; vaccinations which are recommended as part of the national childhood immunisation programme in the county of residency, human papilloma virus (HPV) vaccination to protect against cervical cancer, influenza (seasonal flue) vaccinations, travel vaccinations, anti-malarial medicines and pneumococcal vaccinations.

Limits: 

Premier - Up to HKD 5,800

Elite - Up to HKD 11,700

Major Medical Health Plan ; Optical and dental
Select Health Plan ; Optical and dental
Premier Health Plan ; Optical and dental
Elite Global Health Plan ; Optical and dental

We pay for accident-related dental treatment, and after 6 months, we cover routine treatments like fillings, root canal treatments and tooth extraction. We will also pay for major restorative work such as bridges, crowns, dental implants and dentures.

We also cover prescribed hearing aids, spectacle frames and lenses and contact lenses.

Limitations apply to Premier and Elite plans.

Major Medical Health Plan ; Maternity cover
Select Health Plan ; Maternity cover
Premier Health Plan ; Maternity cover
Elite Global Health Plan ; Maternity cover

Pregnancy and childbirth after the mother has been covered on this health plan for 10 months including pregnancy and childbirth complications. Limitations apply to Elite plans.

Major Medical Health Plan ; Complementary therapies
Select Health Plan ; Complementary therapies
Premier Health Plan ; Complementary therapies
Elite Global Health Plan ; Complementary therapies

Consultations and treatment with qualified and registered acupuncturists and reflexologists.

Limitations apply to Elite plans

This is a summary of the cover included in these health plans carry some waiting periods, limitations and exclusions. Refer to the membership guide for full details.

Alternatively, if you are looking for long term protection that allows you to change your level of cover as your needs evolve, find out more on our International Health and Hospital Plan.

Need help choosing a private health insurance plan? 

Get a quote

Call us on +852 2531 8502

The plans are insured by Bupa (Asia) Limited and administered by Bupa Global. Bupa Global is a trading name adopted by Bupa (Asia) Limited in relation to its portfolio of International Private Medical Insurance products and services. Bupa (Asia) Limited is authorised and regulated by the Hong Kong Insurance Authority. This material shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong.

The details on this page are representative of products available but benefits do vary according to country of residence. To see products and benefits available in your country of residence please get a quote.

Bupa Global is a trade name of Bupa, the international health and care company. Bupa is an independent licensee of BCBSA. Bupa Global is not licensed by BCBSA to sell Bupa Global/BCBS branded products in Argentina, Canada, Costa Rica, Panama, Uruguay and US Virgin Islands. In Hong Kong, Bupa Global is only licensed to use the Blue Shield marks. Please consult your policy terms and conditions for coverage availability. BCBSA is a national federation of 36 independent, community-based and locally operated member companies. Blue Shield Global is a brand owned by BCBSA. For more information about Bupa Global, visit bupaglobalaccess.com, and for more information about BCBSA, visit www.BCBS.com.

This web page is only applicable to be used by persons in Hong Kong. The information on this web page shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Bupa Global does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain terms and conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the terms of the policy, the terms of the policy shall prevail. For exact terms and conditions and details of the policy, waiting period, conditions and exclusions, please visit bupaglobal.com, or refer to the relevant plan guides or contact Bupa Global. Should there be any inconsistency or conflict between the English and Chinese versions, the English version shall prevail for all purposes.