Bupa Malta

Private Hospital Cover

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Private Hospital Cover

The Bupa Malta Private Hospital cover provides fast access to hospitals in Malta. Eligible in-patient treatment costs are paid direct by Bupa Malta. The plan also offers a wide choice of options, so you can really be in control of your own and your family’s health. Both levels of cover are designed to cover you in Malta for in-patient specialist treatment for a wide range of acute illnesses and injuries. However different benefit limits apply according to the terms and conditions of the plan. For any treatment received outside Malta, benefits will be paid up to the customary and reasonable fees payable in Malta for the most similar type of treatment. Settlement of such claims can be made on a pay and claim basis.
You will also have the opportunity to extend your cover with extra benefits including Optional Extra Benefits Package and Dental Cover.

Essential Option

Provides full refund of all eligible in-patient and day case treatment costs in participating hospitals and clinics in Malta, together with home nursing following in-patient treatment.

Premier Option

Provides full refund of all eligible in-patient and day case treatment costs in participating hospitals and clinics in Malta with generous cover for specialist out-patient fees, alternative treatment, family doctor, home nursing, convalescent costs, emergency dental treatment, ambulance charges and more.

Key Features

Direct settlement facilities and participating hospitals
Valid and covered claims settled via direct credit to your bank account
24-hour emergency help line, 365 days a year

Table of Benefits

This is a summary only and full list of benefits including limitations, waiting periods and exclusions is available in the membership guide.

Overall maximum benefit per person each membership year:

Essential Option €550,000 / Premier Option €650,000

Outpatient Treatment

Limit
Consultants' fees for pathology, radiology, diagnostic tests and treatment by therapists

Essential Option
- Not Eligible

Premier Option
- Up to €750
Mini Minor procedure performed by a family doctor under local anaesthetic

Essential Option
- Up to €100 each

Premier Option
- Up to €100 each
Family Doctor Treatment

Essential Option
- Not Eligible

Premier Option
- Up to €125
Alternative Treatment cover

Essential Option
- Not Eligible

Premier Option
- Paid in full up to 10 sessions

Day Case and In-patient Treatment

Limit
Hospital Accommodation

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Surgical operations, including pre- and post-operative care’

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Nursing care, drugs and surgical dressings

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Physicians' Fees

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Theatre charges

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Drugs and dressings prescribed to take home following a day-case or in-patient treatment

Essential Option
- Paid in Full

Premier Option
- Up to €125
Intensive Care

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Pathology, radiology, diagnostic tests and physiotherapy

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Prosthetic implants and appliances

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Parent accommodation

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Mental Health Treatment (waiting period 2 years)

Essential Option
- Paid in Full

Premier Option
- Paid in Full

Other Benefits

Limit
Advanced imaging

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Cancer treatment

Essential Option
- Paid in Full

Premier Option
- Paid in Full
Home nursing following in-patient treatment

Essential Option
- Up to €330 each week for a max of 24 weeks 
 
Premier Option
- Paid in Full Up to €330 each week for a max of 24 weeks 
24 hour home nursing

Essential Option
- Not Eligible

Premier Option
- Up to €120/day for a max of 2 weeks
Rehabilitation

Essential Option
- Not Eligible

Premier Option
- Up to €100 day for a max of 2 weeks
Maternity cash benefit (after 12 months of membership)

Essential Option
- Not Eligible

Premier Option
- Up to €250
Local road ambulance

Essential Option
- Not Eligible

Premier Option
- Paid in Full
Emergency dental treatment

Essential Option
- Not Eligible

Premier Option
- Up to €100
Accident related dental treatment

Essential Option
- Not Eligible

Premier Option
- Up to €300
In-patient cash benefit in a state hospital

Essential Option
- Not Eligible

Premier Option
Up to €30 per procedure for day case treatment.

- Up to €60 each night up to 40 nights for in-patient
treatment

Cover outside Malta

Essential Option
- Benefits will be paid up to customary and reasonable fees payable in Malta for the most similar type of treatment


Premier Option
- Benefits will be paid up to customary and reasonable fees payable in Malta for the most similar type of treatment

Request a quote

Need more information?

For full details, plus terms and conditions, including waiting periods for certain benefits associated with this health plan, please download the full list of benefits and exclusions.

Useful documents

Private Hospital Cover – Essential IPID

Download IPID Private Hospital – Essential Option

Private Hospital – Premier Option IPID

Download IPID Private Hospital – Premier Option

Application Form

Download Application Form

Dental Cover - Flyer

Download Dental Cover flyer

Reasonable and customary fees

Download Reasonable and customary fees flyer

Claim Form

Download Claim Form

Individual Direct Credit Form

Download Direct Credit Form - Customers

Hospital / Specialists Direct Credit Form

Download Direct Credit Form - Providers

Looking for other insurance options?

International Plan
Direct settlement facilities and participating hospitals
Valid and covered claims settled via direct credit to your bank account
24-hour emergency help line, 365 days a year
In the case of Standard and Gold options, wherever you are in the world (except U.S and Canada), we are always close at hand

Read more >

Private Clinic Plan (Domestic Plan)
Valid and covered claims settled via direct credit to your bank account
24-hour emergency help line, 365 days a year

Read more >

LifeStar Health Limited acts as an insurance agent for Bupa Global Designated Activity Company (Bupa Global DAC), which has passported its services through the European Passport Rights for Insurance and Reinsurance Undertakings. LifeStar Health Limited is enrolled as an insurance agent under the Insurance Distribution Act, Cap 487 of the Laws of Malta and is regulated by the Malta Financial Services Authority of Notabile Road, Attard BKR 3000, Malta and subject to limited regulation by the Central Bank of Ireland. Registered office: LifeStar Health Limited, Testaferrata Street, Ta’ Xbiex XBX 1403, Malta. Company Registration No. C6393. Bupa Global DAC, trading as Bupa Global, is a designated activity company limited by shares registered in Ireland under company number 623889 and having its registered office at Second Floor, 10 Pembroke Place, Ballsbridge, Dublin 4, DO4 V1W6. Bupa Global DAC, trading as Bupa Global, is regulated by the Central Bank of Ireland.