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Last updated: 13 March 2024

Terms and Conditions (T&Cs)
for 20% lifetime discount offer

  1. 1. To be eligible for this offer, you must be aged 18 and over, resident in the UK, and either (a) have purchased a Bupa Global health insurance policy listed in point three below (“BG Policy”) directly from Bupa Global or through an intermediary, or (b) have switched to a BG Policy from a Bupa UK health insurance policy or another insurance provider’s health insurance policy.

  2. 2. This offer will only be available where a quote is provided between 1 October 2023 and 12 May 2024 (inclusive), AND the BG Policy starts on or before 12 May 2024.

  3. 3. This offer will only be available when buying one of the following Bupa Global health plans:
    • Select Health Plan
    • Premier Health Plan
    • Elite Health Plan
    • Ultimate Health Plan

  4. 4. By accepting this offer, you agree to these Terms and Conditions.

  5. 5. This offer is available for every year of your BG Policy when you continuously renew your policy.

  6. 6. Subject to the exception outlined in point 7 below, this offer is not available to customers:
    • switching from an existing Bupa Global health insurance policy
    • renewing their Bupa Global health insurance policy.

  7. 7. This offer is only available to existing Bupa Global customers if they choose to renew as a new customer and agree to be re-underwritten.

  8. 8. This offer consists of 20% off the base price of your BG Policy. The 20% discount will be applied if you take out a new policy and again in every subsequent year that you remain on the same policy. The key factors currently taken into account in calculating premiums include the customer’s country of residence and the cost of treatment in that country, medical inflation and specific characteristics such as age. When that calculation is completed annually and we have determined our standard rates, we will apply a 20% discount to your price each year subject to our other terms and conditions.

  9. 9. This discount will apply to the main member and to any dependants who join the new policy at inception and to any dependants who join the policy subsequently.

  10. 10. This offer is not available in conjunction with any other promotion or offer except the family discount.

  11. 11. Bupa reserves the right to decline to offer a BG Policy in its absolute discretion, and Bupa’s decision regarding any aspect of this offer is final.

  12. 12. Bupa reserves the right to cancel, amend or withdraw this offer at any time.

  13. 13. This offer has no cash value or alternative and is non-exchangeable and non-transferable.

  14. 14. Bupa will use your personal information in accordance with its privacy notice which can be found at www.bupaglobal.com/en/legal/privacy-notice.

  15. 15. To the fullest extent permitted by law, Bupa Insurance Limited and the Bupa group of companies shall not incur any liability for any claims, damages, losses or other liabilities whatsoever arising under or otherwise in connection with this offer.

  16. 16. The promotion and these terms and conditions are governed by English law and the parties submit to the jurisdiction of the courts of England and Wales.

  17. 17. This offer is provided to you by Bupa Insurance Limited, trading as Bupa Global, the insurer of your BG Policy. Bupa Global is a trading name of Bupa Insurance Limited and Bupa Insurance Services Limited which are registered in England and Wales at Companies House under numbers 3956433 and 3829851 respectively. The registered offices are Bupa, 1 Angel Court, London EC2R 7HJ, UK. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Financial Conduct Authority does not regulate the activities of Bupa Insurance Limited that take place outside of the UK. Bupa Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. The Financial Registration numbers of Bupa Insurance Limited and Bupa Insurance Services Limited are 203332 and 312526 respectively.

  18. 18. In addition to these terms and conditions, the terms set out in your membership guide and your membership certificate will apply to your BG Policy.

  19. 19. These Terms and Conditions are available in a hardcopy on request.