Bupa Global

Providing premium international health insurance with extensive cover

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Uncompromising international healthcare with the most extensive level of cover

Discover the rich benefits our plans have to offer including rapid cardiac assessment services, and family care from fertility to maternity and beyond.

Whichever plan you choose, we’re committed to helping you get fast access to expert medical care and advice when you need it the most. We treat your mental health with the same care and attention as your physical health - we’re here for you when you need us.

We’re constantly investing in innovation and improving access to the most up-to-date healthcare and pioneering treatments.

Extensive health insurance that’s designed to be used

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Proactive support from your very own Lifecare Concierge Manager who puts your health first

See a cancer specialist at the first sign of a worrying symptom with the possibility of same-day diagnostics

If you’re worried about your heart health, you can book a consultation with a cardiologist without a referral

Assisted fertility treatment after 18 months to help on your journey to growing your family

Maternity and postnatal care after 18 months to support you through pregnancy and childbirth

Protect those you love the most with the same level of award-winning medical cover as you at no extra cost subject to underwriting

Our range of extensive healthcare plans

Our most extensive plans for your extraordinary life. Get an estimated quote in minutes or compare our plans side-by-side.

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Major Medical Select Premier Elite Ultimate

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Major Medical

Essential cover to protect your health, wherever life takes you

Area of cover

Worldwide or worldwide without U.S.

Annual limit

GBP 2,000,000

Benefits

Lifecare concierge
Cancer care
Cardiac assessment
Fertility
Maternity
Cover for your children at no extra cost

Get a Quote Download Major Medical brochure

Select

Enhanced coverage to keep you in control, with easy access to quality care

Area of cover

Worldwide or worldwide without U.S. or Europe

Annual limit

GBP 1,000,000

Benefits

Lifecare concierge
Cancer care
Cardiac assessment
Fertility
Maternity
Cover for your children at no extra cost

Get a quote Download Select brochure

Premier

Advanced protection for a life well-lived, to support the everyday and unexpected

Area of cover

Worldwide or worldwide without U.S. or Europe

Annual limit

GBP 1,500,000

Benefits

Lifecare concierge
Cancer care
Cardiac assessment
Fertility
Maternity
Cover for your children at no extra cost

Get a quote Download Premier brochure

Elite

Superior benefits designed to match your lifestyle and personal needs

Area of cover

Worldwide or worldwide without U.S. or Europe

Annual limit

GBP 3,000,000

Benefits

Lifecare concierge
Cancer care
Cardiac assessment
Fertility
Maternity
Cover for your children at no extra cost

Get a quote Download Elite brochure

Ultimate

Supreme healthcare support and protection for those who expect the best of the best

Area of cover

Worldwide or worldwide without U.S. or Europe

Annual limit

Unlimited

Benefits

Lifecare concierge
Cancer care
Cardiac assessment
Fertility
Maternity
Cover for your children at no extra cost

Visit Private Client Download Ultimate brochure

	Major Medical	Select	Premier	Elite	Ultimate
Annual Limit Annual limit The maximum amount we will pay in total for all benefits for each person in each policy year.	£2,000,000	£1,000,000	£1,500,000	£3,000,000	Unlimited
Coverage Coverage You have the option to choose from different areas of cover, including worldwide with or without U.S. or Europe (including UK).	Worldwide or Worldwide without U.S.	Worldwide or Worldwide without U.S. or Europe	Worldwide or Worldwide without U.S. or Europe	Worldwide or Worldwide without U.S. or Europe	Worldwide or Worldwide without U.S. or Europe
Lifecare concierge Lifecare concierge manager To help you get the most from your health insurance plan.
Cancer care Cancer care Once diagnosed, we cover fees specifically related to planning and carrying out cancer treatment. This includes tests, chemotherapy and radiotherapy, diagnostic imaging, consultations and prescribed medicines. We also cover home chemotherapy where possible. Treatment for cancer using Advanced Therapy Medical Products (ATMPs) will be covered separately from the ATMP benefit.
Maternity cover Maternity cover Pregnancy and childbirth, including complications and Caesarean sections, are covered after the mother has been on this health plan for 18 months. Limitations apply to Elite plans.
Assisted fertility treatment Assisted fertility treatment Including assisted fertility treatments in our Elite and Ultimate plans (a 18-month waiting period applies). Limits: Elite - Up to GBP 6,000 each policy year Ultimate - Up to GBP 10,000 each policy year
Newborn care Newborn care The newborn care benefit is paid instead of any other benefit.
Optical and dental Optical and dental We pay for accident-related dental treatment, and after 6 months, we cover routine treatments like fillings, root canal treatments and tooth extraction. We will also pay for major restorative work such as bridges, crowns, dental implants and dentures. We also cover prescribed hearing aids, spectacle frames and lenses and contact lenses. Limitations apply to Premier and Elite plans.
Vaccinations Vaccinations The following are covered: vaccinations which are recommended as part of the national childhood immunisation programme in the country of residency, human papilloma virus (HPV), vaccination to protect against cervical cancer, influenza (seasonal flu) vaccination. Limits: Select - Up to GBP 200 Premier - Up to GBP 500 Elite - Up to GBP 1,000
Out-patient day-to-day care Out-patient day-to-day care No referrals required for your every day physical and mental healthcare needs, including consultations and treatments from doctors, specialists and psychologists.
Out-patient prescribed medicines and dressings Out-patient prescribed medicines and dressings Medicines and dressings prescribed by your medical practitioner, required to treat a disease, illness or injury. Limitations apply to Select, Premier and Elite plans.
Diagnostic tests Diagnostic tests We pay for diagnostic tests, pathology and radiology when recommended by your specialist to help diagnose or assess your condition when you are in hospital.
Health checks Health checks After 10 months cover on the plan, you can keep track of your health with regular health screening and wellness tests. Limits: Select - Up to GBP 750 Premier - Up to GBP 1,250 Elite - Up to GBP 1,500
Physiotherapy, osteopathy and more Physiotherapy, osteopathy and more Consultations and treatment from physiotherapists, osteopaths and chiropractors for physical therapies aimed at restoring your normal physical function. Limitations apply to Premier and Elite plans.
Complementary therapies Complementary therapies Consultations and treatment with qualified and registered acupuncturists and reflexologists. Limitations apply to Select and Premier plans.
Private hospital accommodation - In-patient care Private hospital accommodation - In-patient care We pay for hospital accommodation, depending on your location and your chosen plan. Limits: Major Medical – Standard private Select – Standard private Premier – Standard private Elite – Standard private
Operating room, medicines and surgical dressings Operating room, medicines and surgical dressings We pay for costs of the operating and recovery rooms, as well as medicines and dressings used in the operating or recovery room and during your hospital stay.
Mental health Mental health Where it is medically necessary, this provides cover to be treated as a day-patient or in-patient, including room, board and treatment costs, related to the mental health condition. Limitations apply to Select and Premier plans.
Rehabilitation Rehabilitation We pay costs for rehabilitation, including room, board and a combination of therapies such as physical, occupational and speech therapy after an event such as a stroke. Limits: Major Medical – 45 days Select – 30 days Premier – 30 days Elite – 60 days
Medical evacuation Medical evacuation Reasonable transport costs to the nearest appropriate place of treatment, when the treatment needed is not available nearby.
Medical repatriation Medical repatriation Repatriation gives you the option of returning to your specified country of residence or specified country of nationality, to be treated in familiar surroundings, when the treatment you need is not available nearby.
Home nursing Home nursing We pay for 30 days home nursing by a qualified nurse, to provide medical care in your home following treatment in hospital which is covered under this plan.

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This is a summary of cover included in these health plans. All of our health plans carry some waiting periods, limitations and exclusions.

Download the plan brochure for full details.

Frequently asked questions

What is international private healthcare cover?

Our international private healthcare plans offer an extensive and inclusive range of benefits.

With our cover, your health plan travels with you, providing the same level of cover whether you’re at home or abroad.

Our plans provide a truly private health journey with direct access to any recognised private provider, clinic or hospital within your chosen area of cover, without needing a doctor referral.

What is a Lifecare Concierge Manager and how can they support me?

Our Lifecare Concierge Managers are on hand as dedicated support to help customers who have an Ultimate Global Health Plan.

The role of our Lifecare Concierge Managers is to be a single point of contact for their members, via telephone or email, to proactively support them in managing their health journey. They provide personalised support, including scheduling routine healthcare appointments for you and your family, managing wellness treatments, coordinating emergency medical care, and managing claims on your behalf.

What makes these plans different?

Our Elite and Ultimate Global Health Plans offer the highest level of cover available from Bupa. These plans offer an extensive and inclusive range of treatments and benefits, with higher overall annual limits.

Our Ultimate Global Health plan has no overall annual limit, two children can be included up to 16 years old at no additional cost subject to underwriting, you have access to your own Lifecare Concierge Manager to help you get the most from your health insurance plan, and access to complementary and preventive therapies including cryotherapy.

How does this cover support me at home and abroad?

With Bupa Global, your health plan travels with you, providing the same level of cover whether you’re at home or abroad.

You have the option to choose from different areas of cover, which gives you more flexibility to choose the coverage that’s right for you.

Our private healthcare plans provide you with the largest global network of over 2 million medical practitioners, giving you access to specialists all over the world.

All of our plans also offer access to Blua digital health services at no additional cost, to help you stay well, and get well, wherever you might be.

What preventive health benefits are included?

Preventive health benefits are services which are aimed at preventing illnesses and promoting overall health. This could include benefits such as health screenings and wellness checks, eye tests, vaccinations, preventive dental care, newborn routine preventive care.

Customers with an Ultimate Global Health Plan can also access a wide range of benefits and natural therapies, including cryotherapy, therapies for sleep disorders, sports massage, and vitamin treatments, plus genetic cancer screening (subject to eligibility criteria).

Preventive benefits will vary according to the plan chosen and some waiting periods may apply.

Can pre-existing conditions be covered?

Pre-existing conditions could be covered, subject to meeting assessment criteria from our medical team.

When you apply for a health plan you will be asked to provide all information about any illness or injury for which you received medication, advice or treatment, or you had experienced symptoms before you become a customer.

Our medical team will review your medical history to decide the terms on which we will offer you a health plan. We may cover any pre-existing conditions, possibly for an extra premium, or decided to exclude specific pre-existing conditions or apply other restrictions to your health plan.

We will not cover any pre-existing conditions that you did not disclose in your application.

Save time and manage your plan online

With our MembersWorld app you can manage your health plan quickly and easily. You can also access Blua, digital healthcare by Bupa.

Global Virtual Care

Access support for physical and mental wellbeing with Blua digital healthcare including anytime, anywhere virtual GP consultations

Second Medical Opinion

Put your mind at ease with a second opinion from international specialists

Pre-authorise some treatments

Track decisions in real time about your pre-authorisation requests

Track and submit claims

Submit a claim from your device and access a fuller view of your claim history

Get a quote

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Bupa Global

Uncompromising international healthcare with the most extensive level of cover

Extensive health insurance that’s designed to be used

Proactive support from your very own Lifecare Concierge Manager who puts your health first

See a cancer specialist at the first sign of a worrying symptom with the possibility of same-day diagnostics

If you’re worried about your heart health, you can book a consultation with a cardiologist without a referral

Assisted fertility treatment after 18 months to help on your journey to growing your family

Maternity and postnatal care after 18 months to support you through pregnancy and childbirth

Protect those you love the most with the same level of award-winning medical cover as you at no extra cost subject to underwriting