Malta Private Hospital Cover

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Private Hospital Cover

The Bupa Malta Private Hospital cover provides fast access to hospitals in Malta. Eligible in-patient treatment costs are paid direct by Bupa Malta. The plan also offers a wide choice of options, so you can really be in control of your own and your family’s health. Both levels of cover are designed to cover you in Malta for in-patient specialist treatment for a wide range of acute illnesses and injuries. However different benefit limits apply according to the terms and conditions of the plan. For any treatment received outside Malta, benefits will be paid up to the customary and reasonable fees payable in Malta for the most similar type of treatment. Settlement of such claims can be made on a pay and claim basis.
You will also have the opportunity to extend your cover with extra benefits including Optional Extra Benefits Package and Dental Cover.

Essential Option

Provides full refund of all eligible in-patient and day case treatment costs in participating hospitals and clinics in Malta, together with home nursing following in-patient treatment.

Premier Option

Provides full refund of all eligible in-patient and day case treatment costs in participating hospitals and clinics in Malta with generous cover for specialist out-patient fees, alternative treatment, family doctor, home nursing, convalescent costs, emergency dental treatment, ambulance charges and more.

Key Features

	Direct settlement facilities and participating hospitals
	Valid and covered claims settled via direct credit to your bank account
	24-hour emergency help line, 365 days a year

Table of Benefits

This is a summary only and full list of benefits including limitations, waiting periods and exclusions is available in the membership guide.

Overall maximum benefit per person each membership year:

Essential Option €550,000 / Premier Option €650,000

Day Case and In-patient Treatment

	Limit
Hospital Accommodation	Essential Option - Paid in Full Premier Option - Paid in Full
Surgical operations, including pre- and post-operative care’	Essential Option - Paid in Full Premier Option - Paid in Full
Nursing care, drugs and surgical dressings	Essential Option - Paid in Full Premier Option - Paid in Full
Physicians' Fees	Essential Option - Paid in Full Premier Option - Paid in Full
Theatre charges	Essential Option - Paid in Full Premier Option - Paid in Full
Drugs and dressings prescribed to take home following a day-case or in-patient treatment	Essential Option - Paid in Full Premier Option - Up to €125
Intensive Care	Essential Option - Paid in Full Premier Option - Paid in Full
Pathology, radiology, diagnostic tests and physiotherapy	Essential Option - Paid in Full Premier Option - Paid in Full
Prosthetic implants and appliances	Essential Option - Paid in Full Premier Option - Paid in Full
Parent accommodation	Essential Option - Paid in Full Premier Option - Paid in Full
Mental Health Treatment (waiting period 2 years)	Essential Option - Paid in Full Premier Option - Paid in Full

Other Benefits

	Limit
Advanced imaging	Essential Option - Paid in Full Premier Option - Paid in Full
Cancer treatment	Essential Option - Paid in Full Premier Option - Paid in Full
Home nursing following in-patient treatment	Essential Option - Up to €330 each week for a max of 24 weeks Premier Option - Paid in Full Up to €330 each week for a max of 24 weeks
24 hour home nursing	Essential Option - Not Eligible Premier Option - Up to €120/day for a max of 2 weeks
Rehabilitation	Essential Option - Not Eligible Premier Option - Up to €100 day for a max of 2 weeks
Maternity cash benefit (after 12 months of membership)	Essential Option - Not Eligible Premier Option - Up to €250
Local road ambulance	Essential Option - Not Eligible Premier Option - Paid in Full
Emergency dental treatment	Essential Option - Not Eligible Premier Option - Up to €100
Accident related dental treatment	Essential Option - Not Eligible Premier Option - Up to €300
In-patient cash benefit in a state hospital	Essential Option - Not Eligible Premier Option - Up to €30 per procedure for day case treatment. - Up to €60 each night up to 40 nights for in-patient treatment
Cover outside Malta	Essential Option - Benefits will be paid up to customary and reasonable fees payable in Malta for the most similar type of treatment Premier Option - Benefits will be paid up to customary and reasonable fees payable in Malta for the most similar type of treatment

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Need more information?

For full details, plus terms and conditions, including waiting periods for certain benefits associated with this health plan, please download the full list of benefits and exclusions.

Download Membership Guide (PDF 541Kb)

Useful documents

Private Hospital Cover – Essential IPID

Download IPID Private Hospital – Essential Option

Private Hospital – Premier Option IPID

Download IPID Private Hospital – Premier Option

Application Form

Download Application Form

Dental Cover - Flyer

Download Dental Cover flyer

Reasonable and customary fees

Download Reasonable and customary fees flyer

Claim Form

Download Claim Form

Individual Direct Credit Form

Download Direct Credit Form - Customers

Hospital / Specialists Direct Credit Form

Download Direct Credit Form - Providers

Looking for other insurance options?

International Plan

	Direct settlement facilities and participating hospitals
	Valid and covered claims settled via direct credit to your bank account
	24-hour emergency help line, 365 days a year
	In the case of Standard and Gold options, wherever you are in the world (except U.S and Canada), we are always close at hand

Private Clinic Plan (Domestic Plan)

	Valid and covered claims settled via direct credit to your bank account
	24-hour emergency help line, 365 days a year