Bupa Global

Your expat health insurance partner

Premium international expat insurance

Moving to a new country can be an exciting adventure, but it also comes with its own set of challenges, particularly when it comes to healthcare.

As an expat, having international health insurance is important to make sure you have access to high quality medical care wherever you are. Giving you peace of mind for unexpected medical expenses and giving you extensive cover for specialist treatments, without waiting for a referral.

Whether you’re relocating for work, study or for personal reasons, international health insurance is an essential safeguard for your health and wellbeing.

Expat health insurance that’s designed to be used

Icon of a mobile phone showing a heart in an app

24/7 access to a virtual doctor, with Global Virtual Care there is no need to going searching for a local doctor

Icon of a document with a pound sterling symbol

Flexible pricing with a variety of deductibles (the amount you spend before claiming)

Icon of a health centre

In-hospital private rooms at world class facilities

Icon of a heart with a leaf on top

Pre-existing conditions could be covered, subject to underwriting

Icon of a doctor with a stethoscope

Direct access to a global network of specialists (no GP referral needed)

Icon of the globe

Medical evacuation and repatriation when the treatment you need is not available nearby

Our range of expat health insurance plans

Get an estimated quote in minutes or compare our plans side-by-side.

Compare plans
info Please select one or more plans above
Buy online

Major Medical

Essential cover to protect your health, wherever you are in the world

Area of cover

Worldwide or worldwide without U.S.

Annual limit

GBP 2,000,000

Benefits

  • Health screenings
  • Physiotherapy, osteopathy and chiropractic treatment
  • Mental health - In-patient and day case only
  • Cancer care
  • Complementary therapies
  • Evacuation and repatriation

Select

Enhanced coverage to keep you safe and secure, wherever life takes you

Area of cover

Worldwide or worldwide without U.S. or Europe

Annual limit

GBP 1,000,000

Benefits

  • Health screenings
  • Physiotherapy, osteopathy and chiropractic treatment
  • Mental health
  • Cancer care
  • Complementary therapies
  • Evacuation and repatriation

Premier

Advanced protection for global peace of mind, providing healthcare that travels with you

Area of cover

Worldwide or worldwide without U.S. or Europe

Annual limit

GBP 1,500,000

Benefits

  • Health screenings
  • Physiotherapy, osteopathy and chiropractic treatment
  • Mental health
  • Cancer care
  • Complementary therapies
  • Evacuation and repatriation

Elite

Superior benefits designed to move with you, providing access to expert healthcare worldwide

Area of cover

Worldwide or worldwide without U.S. or Europe

Annual limit

GBP 3,000,000

Benefits

  • Health screenings
  • Physiotherapy, osteopathy and chiropractic treatment
  • Mental health
  • Cancer care
  • Complementary therapies
  • Evacuation and repatriation

Major Medical

Select

Premier

Elite

Annual Limit £2,000,000 £1,000,000 £1,500,000 £3,000,000
Coverage Worldwide or Worldwide without U.S. Worldwide or Worldwide without U.S. or Europe Worldwide or Worldwide without U.S. or Europe Worldwide or Worldwide without U.S. or Europe
Cancer care
Medical evacuation
Medical repatriation
Health checks
Physiotherapy, osteopathy and more
Mental health
Complementary therapies
Optical and dental
Vaccinations
Out-patient day-to-day care
Out-patient prescribed medicines and dressings
Diagnostic tests
Maternity cover
Assisted fertility treatment
Newborn care
Private hospital accommodation - In-patient care
Operating room, medicines and surgical dressings
Rehabilitation
Home nursing
Show more features

This is a summary of cover included in these health plans. All of our health plans carry some waiting periods, limitations and exclusions.

Download the plan brochure for full details.

Man and woman holding onto each other, happy in each others company on a sunny, windswept beach. Man and woman holding onto each other, happy in each others company on a sunny, windswept beach.

Frequently asked questions

What is international private healthcare cover?

Our international private healthcare plans offer an extensive and inclusive range of benefits.


With our cover, your health plan travels with you, providing the same level of cover whether you’re at home or abroad.


Our plans provide a truly private health journey with direct access to any recognised private provider, clinic or hospital within your chosen area of cover, without needing a doctor referral.

Where can I receive treatment abroad?

As long as it is covered by your health plan, you can have treatment at any recognised medical practitioner, hospital or clinic within your chosen area of cover.


Our plans provide you with the largest global network of over 2 million medical practitioners, giving you access to specialists all over the world. And when you use our provider network, we can settle with them directly, so you can focus on getting better.

What support is available when I'm away from home?

With Bupa Global, your health plan travels with you, providing the same level of cover whether you’re at home or abroad.


Our plans provide you with the largest global network of over 2 million medical practitioners, giving you access to specialists all over the world.


All our customers can also access Blua digital health services at no additional cost, to help you stay well, and get well, wherever you might be.


Our multilingual team are here to support you, 24 hours a day, 7 days a week, across all time zones. Wherever you are, we’re by your side.

What is medical evacuation and repatriation?

Medical evacuation is a benefit included in our plans which covers reasonable transport costs to the nearest appropriate place of treatment, where treatment required is not available locally.


Medical repatriation provides the additional option of returning to your country of nationality or country of residency, to be treated in familiar surroundings, where treatment is not available locally and medically appropriate to do so.


We have a dedicated assistance team on hand to support and arrange transportation.

Can pre-existing conditions be covered?

Pre-existing conditions could be covered, subject to meeting assessment criteria from our medical team.


When you apply for a health plan you will be asked to provide all information about any illness or injury for which you received medication, advice or treatment, or you had experienced symptoms before you become a customer.


Our medical team will review your medical history to decide the terms on which we will offer you a health plan. We may cover any pre-existing conditions, possibly for an extra premium, or decided to exclude specific pre-existing conditions or apply other restrictions to your health plan.


We will not cover any pre-existing conditions that you did not disclose in your application.

Save time and manage your plan online

With our MembersWorld app you can manage your health plan quickly and easily. You can also access Blua, digital healthcare by Bupa.

Global Virtual Care

Access support for physical and mental wellbeing with Blua digital healthcare including anytime, anywhere virtual GP consultations

Second Medical Opinion

Put your mind at ease with a second opinion from international specialists

Pre-authorise some treatments

Track decisions in real time about your pre-authorisation requests

Track and submit claims

Submit a claim from your device and access a fuller view of your claim history

Woman and child sitting next to each other on a plane, sharing a joke and laughing together. Man relaxing outdoors by a stream while sitting in a foldable chair with his socks off, trousers rolled up to his knees and his feet in the water. Man sitting relaxed in his living room with his dog on his lap and scrolling through his mobile phone. Woman who is travelling as a passenger in the back seat of a car and smiling while looking out of the window.
Rated excellent on Trustpilot