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Available to Hong Kong based individuals and families

Private health
insurance plans

Régimes recommandés dans votre pays de résidence: Hong Kong

Bupa offers a range of health plans to residents of Hong Kong, with different benefit levels that cater to different needs. Bupa Global Health Plans offer premium cover that is accessible worldwide. Bupa Hong Kong offers a range of domestic plans, plus the Bupa Hero VHIS compliant plan for APAC coverage.

Bupa Global Health Plans

Premium insurance from Bupa, Bupa Global Health plans provide you with the freedom to choose where in the world you are treated, within your area of cover. These health plans offer day to day clinical care, treatment for critical illness plus preventive care and wellbeing benefits.

Critical illness and cancer cover

Preventive care and well-being benefits

Mental health treatment from psychologists, psychiatrists and psychotherapists

Dedicated international customer service support round the clock

Direct access to treatment with no need for a GP referral

Cover for 100%* of eligible costs, up to the benefit limits of the plan

*any co-insurance selected will be applied, including for any claims made for treatment with an out of network provider in the U.S., that have not been pre-authorised.

With all our products below, you get:

  • Coverage automatically renewed each year
  • Cover may be available for pre-existing conditions subject to underwriting

Select Global Health Plan

View brochure (pdf)

In-hospital and out-patient cover, plus health screening.

Cover annual maximum: HKD 35,000,000/USD4,500,000
Worldwide access excluding the U.S.
In-hospital care in a private room
Cover for everyday out-patient care
Wellbeing cover includes health check after 10 months

Premier Global Health Plan

View brochure (pdf)

Rich in-hospital and out-patient cover, plus health screening and preventive care.

Cover annual maximum: HKD39,000,000/USD5,000,000
Worldwide access excluding the U.S.
In hospital care in a private room
Cover for everyday out-patient care
Wellbeing cover includes health check, dental cover, eye cover and vaccinations (waiting period applies)

Elite Global Health Plan

View brochure (pdf)

Extensive in-hospital and out-patient cover, plus health screening, preventive care and maternity benefits..

Cover annual maximum: HKD78,000,000/USD10,000,000
Worldwide access including the U.S.
In-hospital care in a private room
Cover for everyday out-patient care
Wellbeing cover includes health check, dental cover, eye tests and vaccinations (waiting period applies)
Pre- and post-natal treatment, plus cover for childbirth and complications during maternity after 10 months.
2 children covered under 10 at no extra cost (subject to underwriting)

This is a high-level summary only. For the full terms and conditions, including waiting periods, limitations and exclusions, please refer to the membership guide.

Alternative plans from Bupa Global

Major Medical Global Health Plan

For those that are looking for in-patient (hospital) cover only or a top-up of an existing company medical plan.
Find out more

International Health and Hospital Plan

For those that are looking for long term protection that allows you to change your level of cover as your needs evolve.
Find out more

Ultimate Global Health Plan

For those that are looking for the highest level of benefits within Bupa with no overall annual limit.
Find out more

To speak to an adviser about Bupa Global health plans, call +852 2531 8502

Bupa Hero VHIS Plan

(VHIS Certification Number: F00040)

Bupa Hero plans are VHIS plans for Hong Kong with APAC* cover provided by Bupa Hong Kong. These plans are eligible for tax deductible on up to a limit of HK$8,000 per plan in premiums annually. Bupa Hero Plans cover hospital and surgical treatment with the option to add on out-patient benefits. Both plans provide mental health support.

*Asia includes ANZ and NZ

Benefits available with Bupa Hero Plans

Full cover for non-surgical cancer treatments

Full cover for inpatient mental health treatment

Tax deduction on up to HK$8,000 on premiums annually

With all our products below, you get:

  • No lifetime benefit limit
  • Coverage automatically renewed each year
  • Cover may be available for pre-existing conditions subject to underwriting

Advance Plan

Full cover for hospital and surgical treatment with the option to add on benefits.

Cover annual maximum: HK$25,000,000
In-hospital care in semi-private room or standard private room (dependent on location)
3 optional benefits:
  • Clinical benefit
  • Dental benefit
  • Maternity benefit (benefit available after 9 months of continuous cover)

Deluxe Plan

Full cover for hospital and surgical treatment plus a health check, with the option to add on benefits.

Cover annual maximum: HK$30,000,000
In-hospital care standard private room
Includes a health check from the second policy year
3 optional benefits:
  • Clinical benefit
  • Dental benefit
  • Maternity benefit (benefit available after 9 months of continuous cover)

This is a high-level summary only. For the full terms and conditions, including waiting periods, limitations and exclusions, please refer to the Summary of Benefits.

These plans are solely insured by Bupa (Asia) Limited. Bupa Global is a trading name adopted by Bupa (Asia) Limited in relation to its portfolio of International Private Medical Insurance products and services. Bupa (Asia) Limited is authorised and regulated by the Hong Kong Insurance Authority.

The details on this page are representative of products available but benefits do vary according to country of residence. To see products and benefits available in your country of residence please get a quote.

Bupa Global is a trade name of Bupa, the international health and care company. Bupa is an independent licensee of BCBSA. Bupa Global is not licensed by BCBSA to sell Bupa Global/BCBS branded products in Argentina, Canada, Costa Rica, Panama, Uruguay and US Virgin Islands. In Hong Kong, Bupa Global is only licensed to use the Blue Shield marks. Please consult your policy terms and conditions for coverage availability. BCBSA is a national federation of 36 independent, community-based and locally operated member companies. Blue Shield Global is a brand owned by BCBSA. For more information about Bupa Global, visit bupaglobalaccess.com, and for more information about BCBSA, visit www.BCBS.com.

This web page is only applicable to be used by persons in Hong Kong. The information on this web page shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Bupa Global does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain terms and conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the terms of the policy, the terms of the policy shall prevail. For exact terms and conditions and details of the policy, waiting period, conditions and exclusions, please visit bupaglobal.com, or refer to the relevant plan guides or contact Bupa Global. Should there be any inconsistency or conflict between the English and Chinese versions, the English version shall prevail for all purposes.

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