Skip navigation

Bupa Global travel insurance
Cover for pre-existing conditions

Cover for many pre-existing and chronic medical conditions

We can cover many pre-existing and chronic medical conditions, as long as they have been stable for 6 months before you start a trip. Just complete our application form so we can let you know if yours is covered.

Man with backpack at train station

We may cover many pre-existing and chronic medical conditions such as:

  • Cancer
  • Diabetes
  • Epilepsy
  • Heart conditions
  • High blood pressure
  • Asthma
  • Gastrointestinal conditions
  • Allergies

Our travel insurance can cover your pre-existing and chronic medical conditions, as long as your condition has been been stable for more than 6 months before you start each trip. Please see the policy conditions especially art. 6.6 for the complete overview of our stability requirements. If you have been stable for more than 6 months, you do not need to send in a pre-existing application form. If you are in any doubt whether your condition would be considered stable, you are welcome to contact us or complete the application form.

It is important to let us know about your condition before you begin your trip or you may not be covered for costs that result from associated emergency medical emergencies.

Medical loading is not applied to this policy so the evaluation will not affect you.

Please note that processing of application can take up to 5 working days.

Pre-existing conditions

A travel insurance policy is designed to cover acute illness and injury that occurs after you've started your trip, so to be covered, it must be unexpected.

In some instances a chronic and/or pre-existing condition is covered by your travel insurance. We recommend that you send an up-to-date medical report and our application form for pre-existing conditions to Bupa Global Travel and our in-house medical consultants will evaluate if your particular condition is covered.

If you reside in the United Kingdom, Mexico, Jersey, Guernsey, Falkland Islands, Isle of Man or Gibraltar:

Download the application for cover of pre-existing conditions

If you reside anywhere outside of the countries listed above:

Download the application for cover of pre-existing conditions