Major Medical
Global Health Plan

Major Medical Health Plan

Access to expert medical treatment when you need it most

Prefer to fund your everyday health expenses yourself, but want the reassurance of global care in the event of a serious condition or illness? Explore the flexibility that comes with our Major Medical Global Health Plan. 

Please keep in mind, before we can start paying for your treatment, there is a mandatory deductible per person, per policy year.

Annual maximum
 

The maximum value of all claims covered within the policy year.

: GBP2,000,000

Coverage: Worldwide

Deductible
 

This is the amount you must pay towards your total claims before we start paying for your treatment. This applies separately per person, per policy year.

: GBP5,000

For further details on what is and what is not covered, please see our exclusions

This product is a partnership of two of the most respected names in healthcare, Bupa Global and Blue Cross Blue Shield Global. To find out more about the partnership visit bupaglobalaccess.com.

Emergency medical evacuation

If the care you need isn’t available locally, we’ll get you to a facility that can provide the necessary treatment.

Cancer treatment

If you’re diagnosed with cancer, we will cover your treatment for as long as you are with Bupa.

Emergency treatment

If you’re rushed to hospital and need in hospital treatment, including mental health support, we’ll be there.

Transplant services

With up to £500,000 cover, you’ll have access to the best care available, from initial surgery through to rehabilitation.

Health plan details

Explore the range of benefits included with the Major Medical Global Health Plan.

In-patient care

For all treatment costs, where you are admitted to hospital

Limit (GBP)(USD)(EUR)
Hospital accommodation, room and board

Private room

Paid in full
Personal expenses

Up to GBP10EUR13USD17 per night

Parent accommodation in hospital

Paid in full

Operating room, medicines and surgical dressings

Paid in full
Nursing care

Paid in full
Intensive care

Paid in full
Surgery, including surgeons’ and anaesthetists’ fees

Paid in full
Physicians consultation fees

Paid in full
Pathology, radiology and diagnostic tests

Can include blood tests, ultrasounds and electrocardiograms

Paid in full
Physiotherapists, occupational therapists, speech therapists and dieticians

Paid in full
Psychiatric treatment

Inpatient/ day patient Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment

Paid in full

Obesity surgery (waiting period of 24 months)

Paid in full
Prophylactic surgery

Paid in full
Prosthetic devices

Up to GBP4,000EUR5,000USD6,800 per device

Prosthetic implants and appliances

Paid in full
Reconstructive surgery

Treatment to restore your appearance after and illness, injury or surgery

Paid in full
Accident-related dental treatment

Dental treatment that is required in hospital after a serious accident

Paid in full

Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Pre and post hospitalisation

Cover for care in or outside the home, before and after admission to hospital

Limit (GBP)(USD)(EUR)
Pre-examinations

Paid in full 

Up to 30 days prior to hospitalisation

Check-ups

Paid in full 

Up to 60 days after hospitalisation

Home Nursing

Paid in full Up to 30 days
Hospice and palliative care

Up to GBP25,000EUR31,000USD42,000 per lifetime

Rehabilitation (Multidisciplinary rehabilitation)

Please download Health Plan Guide for further details

Paid in full Up to 45 days
Prescribed medicines drugs and dressings

Up to GBP700EUR870USD1,190 following inpatient treatment

Durable medical equipment

For example oxygen supplies or wheelchairs

All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

In-patient and/or out-patient care

Test and treatment that may or may not require hospitalisation

Limit (GBP)(USD)(EUR)
Advanced imaging

Such as MRI, PET or CT, when recommended by a specialist

Paid in full
Cancer treatment

Paid in full
Transplant services

Up to GBP500,000EUR625,000USD850,000 per condition

Kidney dialysis

Paid in full

Please download the Health Plan Guide for further detail about terms and conditions or exclusions

Transportation/travel

Transport costs to the nearest appropriate place of treatment

Limit (GBP)(USD)(EUR)
Medical Evacuation

Paid in full
Medical Repatriation

Transport to your specific country of nationality or residence, or the return journey after receiving medical treatment

Paid in full
Living allowance

To cover living cost for the evacuated customer

Up to GBP100EUR120USD170 per day up to 10 days

Travel cost for an accompanying person

Paid in full
Travel cost for the transfer of children

In the event of evacation or repatriation

Paid in full
Compassionate visit transport costs

Visit and return

Up to 5 trips per lifetime,GBP1,000EUR1,250USD1,700 per trip

Compassionate visit living allowance

Up to 10 days, GBP100EUR120USD170 per day

Local air ambulance

Paid in full
Local road ambulance

Paid in full
Repatriation of mortal remains

Paid in full

We will only pay if all arrangements are agreed and approved in advance by Bupa Global. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Exclusions

Administration/registration fees

Advance payments/deposits

Artificial life maintenance

Birth control

Complementary therapists

Conflict and disaster

Convalescence, nursing home and admission for general care, or staying in hospital or other establishment

Cosmetic treatment

Developmental problems

Mechanical or animal donor organs

Epidemics and pandemics

Eyesight

Experimental treatment

Foetal surgery

Footcare

Genetic testing

Gender issues

Harmful or hazardous use of alcohol, drugs and/or medicines

Health hydros, nature cure clinics etc

Infertility treatment

Maternity and childbirth

Obesity

Persistent vegetative state (PVS) and neurological damage

Sleep disorders

Stem cells

Surrogacy

Temporomandibular joint (TMJ) disorders

Unrecognised medical practitioner, provider and facility

Please keep in mind there are waiting periods for some of the health plan’s benefits. For full details, plus terms and conditions, including waiting periods for certain benefits associated with this health plan, please download the full list of benefits and exclusions.

Download full list of benefits and exclusions

Bupa Global is a trade name of Bupa, an independent licensee of Blue Cross and Blue Shield Association, an association of independent BlueCross and BlueShield Plans. Restrictions and limitations apply in some areas. For more information, visit bupaglobalaccess.com. The Blue Cross Blue Shield Association is an association of 36 independent, locally operated Blue Cross and Blue Shield companies. Blue Cross Blue Shield Global is a brand owned by the Blue Cross and Blue Shield Association

Want to speak to an adviser?

If you have questions about this health plan, or would like help choosing the right level of cover, please get in touch.

Contact Us

Looking for more comprehensive cover?

Prefer cover that helps keep you healthy as well as look after you in times of illness or emergency? Then explore our range of global health plans.

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The Bupa Global difference

Over 40 years of medical expertise and dedication to health. A global team of advisers and health experts who, between them, speak multiple languages – and a service that exceeds expectations. These are just a few of the things that make Bupa Global different. Explore how we provide you with world-class cover and stand apart from the rest.

There is a mandatory deductible that must be paid per person, per policy year, before we can start paying for your treatment. This deductible is GBP 5,000

A deductible is the amount you must pay towards your total claims before we can start paying for your treatment.