Jersey Major Medical Insurance

Access to expert medical treatment when you need it most

Prefer to fund your everyday health expenses yourself, but want the reassurance of global care in the event of a serious condition or illness? Explore the flexibility that comes with our Major Medical Global Health Plan.

Please keep in mind, before we can start paying for your treatment, there is a mandatory deductible per person, per policy year.

Emergency evacuation

If the care you need isn’t available locally, we’ll get you to a facility that can provide the necessary treatment.

Cancer treatment

If you’re diagnosed with cancer, we will cover your treatment for as long as you are with Bupa.

Emergency treatment

If you’re rushed to hospital and need in hospital treatment, including mental health support, we’ll be there.

Transplant services

With up to £500,000 cover, you’ll have access to the best care available, from initial surgery through to rehabilitation.

Health plan details

Explore the range of benefits included with the Major Medical Global Health Plan.

In-patient care

For all treatment costs, where you are admitted to hospital

	Limit (GBP)(USD)(EUR)
Hospital accommodation, room and board Private room	Paid in full
Personal expenses	Up to GBP10EUR13USD17 per night
Parent accommodation in hospital	Paid in full
Operating room, medicines and surgical dressings	Paid in full
Nursing care	Paid in full
Intensive care	Paid in full
Surgery, including surgeons’ and anaesthetists’ fees	Paid in full
Physicians consultation fees	Paid in full
Pathology, radiology and diagnostic tests Can include blood tests, ultrasounds and electrocardiograms	Paid in full
Physiotherapists, occupational therapists, speech therapists and dieticians	Paid in full
Psychiatric treatment Inpatient/ day patient Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment	Paid in full
Obesity surgery (waiting period of 24 months)	Paid in full
Prophylactic surgery	Paid in full
Prosthetic devices	Up to GBP4,000EUR5,000USD6,800 per device
Prosthetic implants and appliances	Paid in full
Reconstructive surgery Treatment to restore your appearance after and illness, injury or surgery	Paid in full
Accident-related dental treatment Dental treatment that is required in hospital after a serious accident	Paid in full

Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Pre and post hospitalisation

Cover for care in or outside the home, before and after admission to hospital

	Limit (GBP)(USD)(EUR)
Pre-examinations	Paid in full Up to 30 days prior to hospitalisation
Check-ups	Paid in full Up to 60 days after hospitalisation
Home Nursing	Paid in full Up to 30 days
Hospice and palliative care	Up to GBP25,000EUR31,000USD42,000 per lifetime
Rehabilitation (Multidisciplinary rehabilitation) Please download Health Plan Guide for further details	Paid in full Up to 45 days
Prescribed medicines drugs and dressings	Up to GBP700EUR870USD1,190 following inpatient treatment
Durable medical equipment For example oxygen supplies or wheelchairs

All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

In-patient and/or out-patient care

Test and treatment that may or may not require hospitalisation

	Limit (GBP)(USD)(EUR)
Advanced imaging Such as MRI, PET or CT, when recommended by a specialist	Paid in full
Cancer treatment	Paid in full
Transplant services	Up to GBP500,000EUR625,000USD850,000 per condition
Kidney dialysis	Paid in full

Please download the Health Plan Guide for further detail about terms and conditions or exclusions

Transportation/travel

Transport costs to the nearest appropriate place of treatment

	Limit (GBP)(USD)(EUR)
Medical Evacuation	Paid in full
Medical Repatriation Transport to your specific country of nationality or residence, or the return journey after receiving medical treatment	Paid in full
Living allowance To cover living cost for the evacuated customer	Up to GBP100EUR120USD170 per day up to 10 days
Travel cost for an accompanying person	Paid in full
Travel cost for the transfer of children In the event of evacation or repatriation	Paid in full
Compassionate visit transport costs Visit and return	Up to 5 trips per lifetime,GBP1,000EUR1,250USD1,700 per trip
Compassionate visit living allowance	Up to 10 days, GBP100EUR120USD170 per day
Local air ambulance	Paid in full
Local road ambulance	Paid in full
Repatriation of mortal remains	Paid in full

We will only pay if all arrangements are agreed and approved in advance by Bupa Global. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Exclusions

Administration/registration fees

Advance payments/deposits

Artificial life maintenance

Birth control

Complementary therapists

Conflict and disaster

Convalescence and admission for treatment that could take place as a day-case or out-patient, general care, or staying in hospital

Cosmetic treatment

Developmental problems

Mechanical or animal donor organs

Epidemics and pandemics

Eyesight

Experimental treatment

Foetal surgery

Footcare

Genetic testing

Gender issues

Harmful or hazardous use of alcohol, drugs and/or medicines

Health hydros, nature cure clinics etc

Infertility treatment

Maternity and childbirth

Obesity

Persistent vegetative state (PVS) and neurological damage

Sleep disorders

Stem cells

Surrogacy

Temporomandibular joint (TMJ) disorders

Unrecognised medical practitioner, provider and facility

Please keep in mind there are waiting periods for some of the health plan’s benefits. For full details, plus terms and conditions, including waiting periods for certain benefits associated with this health plan, please download the full list of benefits and exclusions.

Download full list of benefits and exclusions

Bupa Global is the sole insurer of this plan.

Bupa Global is a trade name of Bupa, the international health and care company. Bupa is an independent licensee of Blue Cross and Blue Shield Association. Bupa Global is not licensed by Blue Cross and Blue Shield Association to sell products branded with the Blue Cross Blue Shield marks in Anguilla, Argentina, British Virgin Islands, Canada, Costa Rica, Panama, Uruguay and US Virgin Islands. In Hong Kong, Bupa Global is only licensed to use the Blue Shield marks. Please consult your policy terms and conditions for coverage availability. Blue Cross and Blue Shield Association is a national federation of 36 independent, community-based and locally operated Blue Cross and Blue Shield companies. Blue Cross Blue Shield Global is a brand owned by Blue Cross and Blue Shield Association. For more information about Bupa Global, visit bupaglobalaccess.com, and for more information about Blue Cross and Blue Shield Association, visit BCBS.com.

Want to speak to an adviser?

If you have questions about this health plan, or would like help choosing the right level of cover, please get in touch.

Looking for more comprehensive cover?

Prefer cover that helps keep you healthy as well as look after you in times of illness or emergency? Then explore our range of global health plans.

View details

There is a mandatory deductible that must be paid per person, per policy year, before we can start paying for your treatment. This deductible is GBP 5,000

A deductible is the amount you must pay towards your total claims before we can start paying for your treatment.