Premier Health Plan

Premier Product Detail

All-round cover that looks after your wellbeing at home or away.

Enjoy global cover up to HKD 39,000,000 a year, and a range of services to help keep you healthy – including dental and eye cover.

Annual maximum
 

The maximum value of all claims covered within the policy year.

: HKD39,000,000

Coverage: Worldwide excl. USA

For further details on what is and what is not covered, please see our exclusions

The details on this page represent products available in Hong Kong, insured by Bupa Global.

There is a mandatory 15% co-insurance for out-patient day to day care benefits

This product is a partnership of two of the most respected names in healthcare, Bupa Global and Blue Shield Global. To find out more about the partnership visit bupaglobalaccess.com.

Health checks

After 10 months with us, our suite of wellbeing services will help keep your health protected far into the future.

Dental cover

Start with accident-related treatment in your first six months. After that, routine and major restorative treatments are also included.

Evacuation

If the care you need isn’t available locally, we’ll get you to a facility that can provide the necessary treatment.

Essential care

Be it eligible surgery or medication, when you need essential care for issues affecting your health, we will be there for you.

Health plan details

Explore the range of benefits included with the Premier Health Plan.

Out-patient day to day care

Treatments that do not require hospital admission. OVERALL LIMIT APPLIES*

Treatments that do not require hospital admission. OVERALL LIMIT APPLIES*

Limit
Out-patient surgical operations

Paid in full*

Pathology, radiology and diagnostic tests

For example blood tests, ultrasounds and electrocardiograms

Paid in full*

Specialist consultations and doctor's fees

Paid in full* - 30 visits

Qualified nurses

Costs for care administered by a qualified nurse

Psychologist, Psychiatrist, Psychotherapist

Physiotherapists, osteopaths and chiropractors

Footcare

Dietetic guidance

For dietary advice relating to a diagnosed disease or illness

Paid in full* up to 4 visits
Prescribed medicines and dressings

Paid in full *

 

 

 

 

Limit of up to 15 visits

Durable medical equipment

For example oxygen supplies or wheelchairs

Complementary medicines: Homeopathy, naturopathy, bone setter, and certain types of Chinese medicine

Limit of up to 15 visits

*There is an overall limit associated with outpatient day-to-day care benefits, USD 25,000 / HKD 195,000. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Preventative treatment

Keeping you healthy, not just treating you when you are sick

Keeping you healthy, not just treating you when you are sick

Limit
Health screening (10 month waiting period)

Up to HKD 5,800 / USD 750
Childrens/Influenza/HPV vaccinations

Up to HKD 5,800 / USD 750
Eye test

1 test paid in full
Preventive dental (waiting period 6 months)

2 visits paid in full

All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Dental treatment and Hearing aids/Optical

OVERALL LIMIT APPLIES

OVERALL LIMIT APPLIES

Limit
Routine dental (waiting period 6 months)

Filling, root treatment, x-ray, tooth extraction, tooth cleaning, anaesthesia

50% up to overall limit
Accident related dental treatment

Must treat within 30 days of the accident

50% up to overall limit
Major restorative (waiting period 6 months)

Can include bridges, crowns, dental implants, dentures

50% up to overall limit
Hearing aids

50% up to overall limit
Spectacle frames and lenses and contact lenses

50% up to overall limit

There is an overall limit associated with all dental treatment/hearing aids/ optical benefits, of USD 1,500 / HKD 11,700. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

In-patient care

For all treatment costs, where you are admitted to hospital

For all treatment costs, where you are admitted to hospital

Limit
Hospital accommodation, room and board

Private room

Paid in full
Personal expenses

Up to HKD130 per day
Parent accommodation in hospital

Paid in full
Operating room, medicines and surgical dressings

Paid in full
Nursing care

Paid in full
Intensive care

Paid in full
Surgery, including surgeons’ and anaesthetists’ fees

Paid in full
Physicians consultation fees

Paid in full
Pathology, radiology and diagnostic tests

Can include blood tests, ultrasounds and electrocardiograms

Paid in full
Physiotherapists, occupational therapists, speech therapists and dieticians

Paid in full
Psychiatric treatment

Inpatient/day patient Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment

90 days lifetime limit
Obesity surgery (waiting period of 24 months)

Paid in full
Prophylactic surgery

Paid in full
Prosthetic devices

Up to HKD 31,200 / USD 4,000 per device

Prosthetic implants and appliances

Paid in full
Reconstructive surgery

Treatment to restore your appearance after and illness, injury or surgery

Paid in full
Accident-related dental treatment

Dental treatment that is required in hospital after a serious accident

Paid in full
In-patient cash benefit

Up to HKD 1,170 / USD 150 per night

Up to 20 nights

Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Hospice and Rehabilitation

Cover for care in or outside the home, aiming to provide comfort and/or rehabilitation

Cover for care in or outside the home, aiming to provide comfort and/or rehabilitation

Limit
Hospice and palliative care

Up to HKD 312,000 / USD 40,000 per lifetime
Rehabilitation (Multidisciplinary rehabilitation)

Please download Health Plan Guide for further details

Paid in full
Up to 30 days

All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

In-patient and/or out-patient care

Test and treatment that may or may not require hospitalisation

Test and treatment that may or may not require hospitalisation

Limit
Advanced imaging

Such as MRI, PET or CT, when recommended by a specialist

Paid in full
Cancer treatment

Paid in full
Transplant services

Up to HKD 4,680,000 / USD 600,000 per condition
Kidney dialysis

Paid in full

Please download the Health Plan Guide for further detail about terms and conditions or exclusions

Transportation/travel

Transport costs to the nearest appropriate place of treatment, when it is not available nearby

Transport costs to the nearest appropriate place of treatment, when it is not available nearby

Limit
Medical Evacuation

Paid in full
Living allowance

To cover living cost for the evacuated customer

Up to HKD 1,170 / USD 150 per day up to 10 days
Travel cost for an accompanying person

Paid in full
Travel cost for the transfer of children

In the event of evacation or repatriation

Paid in full
Local air ambulance

Paid in full
Local road ambulance

Paid in full
Repatriation of mortal remains

Paid in full

We will only pay if all arrangements are agreed and approved in advance by Bupa Global. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Exclusions

Treatment that is not covered by your health plan

Administration/registration fees

Advance payments/deposits

Artificial life maintenance

Birth control

Certain types of Chinese Medicine

Conflict and disaster

Convalescence, nursing home and admission for general care, or staying in hospital or other establishment

Cosmetic treatment

Developmental problems

Mechanical or animal donor organs

Epidemics and pandemics

Treatment, equipment or surgery to correct eyesight

Experimental treatment

Foetal surgery

Genetic testing

Gender issues

Harmful or hazardous use of alcohol, drugs and/or medicines

Health hydros, nature cure clinics etc

Infertility treatment

Maternity and childbirth

Obesity

Persistent vegetative state (PVS) and neurological damage

Sleep disorders

Stem cells

Surrogacy

Temporomandibular joint (TMJ) disorders

Treatment outside of the network

Unrecognised medical practitioner, provider and facility

For full details, plus terms and conditions, including waiting periods for certain benefits associated with this health plan, please download the full list of benefits and exclusions.

Download full list of benefits and exclusions

Bupa Global is a trade name of Bupa, the international health and care company. Bupa is an independent licensee of BCBSA. Bupa Global is not licensed by BCBSA to sell BCBSA co-branded products in Anguilla, Argentina, British Virgin Islands, Canada, Costa Rica, Panama, Uruguay and US Virgin Islands. In Hong Kong, Bupa Global is only licensed to use the Blue Shield marks. Please consult your policy terms and conditions for coverage availability. BCBSA is a national federation of 36 independent, community-based and locally operated member companies. Blue Shield Global is a brand owned by BCBSA. For more information about Bupa Global, visit bupaglobalaccess.com, and for more information about Blue Cross and Blue Shield Association, visit BCBS.com.


This webpage is only applicable to and to be used by persons in Hong Kong. The information on this webpage shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Bupa Global does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain terms and conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the terms of the policy, the terms of the policy shall prevail. For exact terms and conditions and details of the policy, waiting period, conditions and exclusions, please visit bupaglobal.com, or refer to the relevant plan guides or contact Bupa Global. Should there be any inconsistency or conflict between the English and Chinese versions, the English version shall prevail for all purposes.

The plans are insured by Bupa (Asia) Limited and administered by Bupa Global. Bupa Global is a trading name adopted by Bupa (Asia) Limited in relation to its portfolio of International Private Medical Insurance products and services. Bupa (Asia) Limited is authorised and regulated by the Hong Kong Insurance Authority.

Want to speak to an adviser?

If you have questions about this health plan, or would like help choosing the right level of cover, please get in touch.

Contact Us

Want a higher level of cover?

Get up to HKD 78,000,000 / USD 10,000,000 a year in global cover with our Elite Global Health Plan, including a suite of wellness services, hospital access, maternity cover, and, if you need it, care at home after a stay in hospital.

View details

The Bupa Global difference

Over 40 years of medical expertise and dedication to health. A global team of advisers and health experts who, between them, speak multiple languages – and a service that exceeds expectations. These are just a few of the things that make Bupa Global different. Explore how we provide you with world-class cover and stand apart from the rest.