International Premier Guernsey Healthcare Plan- Bupa Global

Global cover that looks after your wellbeing at home or away.

For a level of care beyond our regional health plans, enjoy global cover up to GBP 1,500,000 a year, access to the Blue Cross Blue Shield Global network, and a range of services to help keep you healthy – including dental and eye cover.

Coverage: Worldwide

For further details on what is and what is not covered, please see our exclusions

The details on this page represent products available in Guernsey

This product is a partnership of two of the most respected names in healthcare, Bupa Global and Blue Cross Blue Shield Global. To find out more about the partnership visit bupaglobalaccess.com.

Health checks

After 10 months with us, our suite of wellbeing services will help keep your health protected far into the future.

Dental cover

Start with accident-related treatment in your first six months. After that, routine and major restorative treatments are also included.

Evacuation

If the care you need isn’t available locally, we’ll get you to a facility that can provide the necessary treatment.

Essential care

Be it eligible surgery or medication, when you need essential care for issues affecting your health, we will be there for you.

Health plan details

Explore the range of benefits included with the Premier Global Health Plan.

Out-patient day to day care

Treatments that do not require hospital admission. OVERALL LIMIT APPLIES*

	Limit
Out-patient surgical operations	Paid in full*
Pathology, radiology and diagnostic tests For example blood tests, ultrasounds and electrocardiograms	Paid in full*
Specialist consultations and doctor's fees	*Paid in full - up to 30 visits**
Qualified nurses Costs for care administered by a qualified nurse
Psychologist, Psychiatrist, Psychotherapist
Physiotherapists, osteopaths and chiropractors
Footcare
Dietetic guidance For dietary advice relating to a diagnosed disease or illness	*Paid in full up to 4 visits**
Prescribed medicines and dressings	Up to GBP 2,000 / EUR 2,500 / USD 3,400
Durable medical equipment For example oxygen supplies or wheelchairs	Up to GBP 2,000 / EUR 2,500 / USD 3,400

*There is an overall limit associated with outpatient day-to-day care benefits, of GBP 15,000 /EUR 18,750 /USD 25,000. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Preventative treatment

Keeping you healthy, not just treating you when you are sick

	Limit
Health screening (10 month waiting period)	Up to GBP 500 / EUR 620 / USD 850
Childrens/Influenza/HPV vaccinations	Up to GBP 500 / EUR 620 / USD 850
Eye test	1 test paid in full
Preventive dental (waiting period 6 months)	2 visits paid in full

All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Dental treatment and Hearing aids/Optical

OVERALL LIMIT APPLIES*

	Limit
Routine dental (waiting period 6 months) Filling, root treatment, x-ray, tooth extraction, tooth cleaning, anaesthesia	50% up to combined limit*
Accident related dental treatment Must treat within 30 days of the accident	50% up to combined limit*
Major restorative (waiting period 6 months) Can include bridges, crowns, dental implants, dentures	50% up to combined limit*
Hearing aids	50% up to combined limit*
Spectacle frames and lenses and contact lenses	50% up to combined limit*

*There is an overall limit associated with all dental treatment/hearing aids/ optical benefits, of GBP 1,000 / EUR 1,250 / USD 1,700. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

In-patient care

For all treatment costs, where you are admitted to hospital

	Limit
Hospital accommodation, room and board Private room	Paid in full
Personal expenses	Up to GBP10EUR13USD17 per night
Parent accommodation in hospital	Paid in full
Operating room, medicines and surgical dressings	Paid in full
Nursing care	Paid in full
Intensive care	Paid in full
Surgery, including surgeons’ and anaesthetists’ fees	Paid in full
Physicians consultation fees	Paid in full
Pathology, radiology and diagnostic tests Can include blood tests, ultrasounds and electrocardiograms	Paid in full
Physiotherapists, occupational therapists, speech therapists and dieticians	Paid in full
Psychiatric treatment Inpatient/day patient Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment	90 days lifetime limit
Obesity surgery (waiting period of 24 months)	Paid in full
Prophylactic surgery	Paid in full
Prosthetic devices	Up to GBP 2,500 / EUR 3,100 / USD 4,200 per device
Prosthetic implants and appliances	Paid in full
Reconstructive surgery Treatment to restore your appearance after and illness, injury or surgery	Paid in full
Accident-related dental treatment Dental treatment that is required in hospital after a serious accident	Paid in full

Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Hospice and Rehabilitation

Cover for care in or outside the home, aiming to provide comfort and/or rehabilitation

	Limit
Hospice and palliative care	Up to GBP 25,000 / EUR 31,000 / USD 42,000 per lifetime
Rehabilitation (Multidisciplinary rehabilitation) Please download Health Plan Guide for further details	Paid in full Up to 30 days

All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

In-patient and/or out-patient care

Test and treatment that may or may not require hospitalisation

	Limit
Advanced imaging Such as MRI, PET or CT, when recommended by a specialist	Paid in full
Cancer treatment	Paid in full
Transplant services	Up to GBP 400,000 / EUR 500,000 / USD 680,000 per condition
Kidney dialysis	Paid in full

Please download the Health Plan Guide for further detail about terms and conditions or exclusions

Transportation/travel

Transport costs to the nearest appropriate place of treatment, when it is not available nearby

	Limit
Evacuation	Paid in full
Living allowance To cover living cost for the evacuated customer	Up to GBP 100 / EUR 120 / USD 170 per day up to 10 days
Travel cost for an accompanying person	Paid in full
Travel cost for the transfer of children In the event of evacation or repatriation	Paid in full
Local air ambulance	Paid in full
Local road ambulance	Paid in full
Repatriation of mortal remains	Paid in full

We will only pay if all arrangements are agreed and approved in advance by Bupa Global. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

Exclusions

Treatment that is not covered by your health plan


Administration/registration fees
Advance payments/deposits
Artificial life maintenance
Birth control
Complementary therapists
Conflict and disaster
Convalescence and admission for treatment that could take place as a day-case or out-patient, general care, or staying in hospital
Cosmetic treatment
Developmental problems
Mechanical or animal donor organs
Epidemics and pandemics
Treatment, equipment or surgery to correct eyesight
Experimental treatment
Foetal surgery
Genetic testing
Gender issues
Harmful or hazardous use of alcohol, drugs and/or medicines
Health hydros, nature cure clinics etc
Infertility treatment
Maternity and childbirth
Obesity
Persistent vegetative state (PVS) and neurological damage
Sleep disorders
Stem cells
Surrogacy
Temporomandibular joint (TMJ) disorders
Treatment outside of the network
Unrecognised medical practitioner, hospital or healthcare facility

For full details, plus terms and conditions, including waiting periods for certain benefits associated with this health plan, please download the full list of benefits and exclusions.

Download full list of benefits and exclusions

Bupa Global is a trade name of Bupa, the international health and care company. Bupa is an independent licensee of Blue Cross and Blue Shield Association. Bupa Global is not licensed by Blue Cross and Blue Shield Association to sell products branded with the Blue Cross Blue Shield marks in Anguilla, Argentina, British Virgin Islands, Canada, Costa Rica, Panama, Uruguay and US Virgin Islands. In Hong Kong, Bupa Global is only licensed to use the Blue Shield marks. Please consult your policy terms and conditions for coverage availability. Blue Cross and Blue Shield Association is a national federation of 36 independent, community-based and locally operated Blue Cross and Blue Shield companies. Blue Cross Blue Shield Global is a brand owned by Blue Cross and Blue Shield Association. For more information about Bupa Global, visit bupaglobalaccess.com, and for more information about Blue Cross and Blue Shield Association, visit BCBS.com.

Want to speak to an adviser?

If you have questions about this health plan, or would like help choosing the right level of cover, please get in touch.

Want a higher level of cover?

Get up to GBP 3,000,000 a year in global cover with our Elite Global Health Plan, including a suite of wellness services, hospital access, maternity cover, and, if you need it, care at home after a stay in hospital.

View details

The Bupa Global difference

Over 40 years of medical expertise and dedication to health. A global team of advisers and health experts who, between them, speak multiple languages – and a service that exceeds expectations. These are just a few of the things that make Bupa Global different. Explore how we provide you with world-class cover and stand apart from the rest.

Allowing access to a network of over 1.2 million medical providers around the world, our international medical insurance gives globally minded customers the flexibility to choose where and how they receive treatment.

This testimonial is based on Mike and Robyn’s experience as globally mobile expatriates. Please view our range of global health plans to find out what we can cover.

See how global access helped Mike and Robyn
Health insurance isn’t just about your health. It’s also about not worrying about unexpected costs. With us by your side – one of the world’s leading international health insurance companies – you can simply focus on enjoying life.

This testimonial is based on Peter's experience as a globally mobile expatriate. Please view our range of global health plans to find out what we can cover.

Watch how we gave Peter reassurance
When it comes to healthcare advice, we know that speaking to someone in your own language is more than reassuring. It’s key. For this reason, our team of advisers is able to offer help in multiple languages.

This testimonial is based on Clayton's experience as a globally mobile expatriate. Please view our range of global health plans to find out what we can cover.

See how we supported Clayton

Premier Health Plan