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    Elite global
    Health Plan

    Elite Product Plan

    Extensive global access to premium cover for you and your family

    Get up to EUR 3,750,000 of global cover for individuals and families, with worldwide hospital access, a range of services to keep you healthy, maternity cover and, if you need it, care at home after a stay in hospital.

    Annual maximum
     

    The maximum value of all claims covered within the policy year.

    : EUR3,750,000

    Coverage: Worldwide

    For further details on what is and what is not covered, please see our exclusions

    The details on this page represent products available in France

    This product is a collaboration between two of the most respected names in global healthcare, Bupa Global and Blue Cross Blue Shield Global. To find out more about the partnership, visit bupaglobalaccess.com.

    Health checks

    After 10 months with us, our suite of wellbeing services will help keep your health protected far into the future.

    Dental cover

    Start with accident-related treatment in your first six months. After that, routine and major restorative treatments are also included.

    Evacuation

    If the care you need isn’t available locally, we’ll get you to a facility that can provide the necessary treatment.

    Essential care

    Be it eligible surgery or medication, when you need essential care for issues affecting your health, we will be there for you.

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    Health plan details

    Explore the range of benefits included with the Elite Global Health Plan.

    Out-patient day to day care

    Treatments that do not require hospital admission. OVERALL LIMIT APPLIES*

    Treatments that do not require hospital admission. OVERALL LIMIT APPLIES*

    Limit
    Out-patient surgical operations

    Paid in full*
    Pathology, radiology and diagnostic tests

    For example blood tests, ultrasounds and electrocardiograms

    Paid in full*
    Specialist consultations and doctor's fees

    Paid in full* - up to 60 visits
    Qualified nurses

    Costs for care administered by a qualified nurse
    Psychologist, Psychiatrist, Psychotherapist

    Physiotherapists, osteopaths and chiropractors

    Occupational therapist and Orthoptist

    Footcare

    Complementary therapies: Acupuncture and reflexology

    Complementary medicines: Homeopathy, naturopathy and Chinese medicine

    		Up to 20 visits
    Dietetic guidance

    For dietary advice relating to a diagnosed disease or illness

    		 Paid in full* up to 4 visits
    Prescribed medicines and dressings

    		Up to EUR 5,000 / GBP 4,000 / USD 6,800, then 50% of further costs
    Durable medical equipment

    For example oxygen supplies or wheelchairs

    *There is an overall limit associated with outpatient day-to-day care benefits, of EUR 62,500 / GBP 50,000 / USD 85,000. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

    Preventative treatment

    Keeping you healthy, not just treating you when you are sick

    Keeping you healthy, not just treating you when you are sick

    Limit
    Health screening (10 month waiting period)

    Up to EUR 1,250 / GBP 1,000 / USD1,700
    Childrens/Influenza/HPV vaccinations

    Up to EUR 1,250 / GBP 1,000 / USD 1,700
    Travel/Pneumococal vaccinations/Anti-malarial medicines

    Eye test

    		1 test paid in full
    Preventive dental (waiting period 6 months)

    2 visits paid in full

    All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

    Dental treatment and Hearing aids/Optical

    OVERALL LIMIT APPLIES*

    OVERALL LIMIT APPLIES*

    Limit
    Routine dental (waiting period 6 months)

    Filling, root treatment, x-ray, tooth extraction, anaesthesia

    Paid in full*
    Accident related dental treatment

    Must treat within 30 days of the accident

    Paid in full*
    Major restorative (waiting period 6 months)

    Can include bridges, crowns, dental implants, dentures

    Paid in full*
    Orthodontics (waiting period 12 months)

    Paid in full*
    Hearing aids

    Paid in full*
    Spectacle frames and lenses and contact lenses

    Paid in full*

    *There is an overall limit associated with all dental treatment/hearing aids/ optical benefits, of EUR 3,100 / GBP 2,500 / USD 4,200. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

    In-patient care

    For all treatment costs, where you are admitted to hospital

    For all treatment costs, where you are admitted to hospital

    Limit
    Hospital accommodation, room and board

    Private room

    		 Paid in full
    Personal expenses

    Up to EUR 13 / GBP 10 / USD 17 per night
    Parent accommodation in hospital

    		Paid in full
    Operating room, medicines and surgical dressings

    		Paid in full
    Nursing care

    		Paid in full
    Intensive care

    		Paid in full
    Surgery, including surgeons’ and anaesthetists’ fees

    		Paid in full
    Physicians consultation fees

    		Paid in full
    Pathology, radiology and diagnostic tests

    Can include blood tests, ultrasounds and electrocardiograms

    		 Paid in full
    Mental health

    		Paid in full up to 90 days per lifetime
    Physiotherapists, occupational therapists, speech therapists and dieticians

    		Paid in full
    Psychiatric treatment

    Inpatient/day patient Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment

    Paid in full
    Obesity surgery (waiting period of 24 months)

    		Paid in full
    Prophylactic surgery

    		Paid in full
    Prosthetic devices

    Up to EUR 5,000 / GBP 4,000 /  USD 6,800 per device
    Prosthetic implants and appliances

    		Paid in full
    Reconstructive surgery

    Treatment to restore your appearance after and illness, injury or surgery

    		 Paid in full
    Accident-related dental treatment

    Dental treatment that is required in hospital after a serious accident

    		 Paid in full

    Bupa Global must be notified about any hospitalisation before the 5th night to approve any further treatment. All benefits are per policy year unless otherwise specified. Please the download Health Plan Guide for further detail

    Hospice and Rehabilitation

    Cover for care in or outside the home, aiming to provide comfort and/or rehabilitation

    Cover for care in or outside the home, aiming to provide comfort and/or rehabilitation

    Limit
    Home Nursing

    		Paid in full Up to 30 days
    Hospice and palliative care

    Up to EUR 31,000 / GBP 25,000 / USD 42,000 per lifetime
    Rehabilitation (Multidisciplinary rehabilitation)

    Please download Health Plan Guide for further details

    		 Paid in full Up to 60 days

    All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

    In-patient and/or out-patient care

    Test and treatment that may or may not require hospitalisation

    Test and treatment that may or may not require hospitalisation

    Limit
    Advanced imaging

    Such as MRI, PET or CT, when recommended by a specialist

    		 Paid in full
    Cancer treatment

    		Paid in full
    Transplant services

    Up to EUR 750,000 / GBP 600,000 / USD 1,020,000 per condition
    Kidney dialysis

    		Paid in full

    Please download the Health Plan Guide for further detail about terms and conditions or exclusions

    Maternity/Childbirth (10 month waiting period)

    Pregnancy and childbirth, including related complications.

    Pregnancy and childbirth, including related complications.

    Limit
    Normal delivery/Birthing Centre/Home delivery (10 month waiting period)

    Up to EUR 12,500 / GBP 10,000 / USD 17,000 per delivery
    Caesarean section (10 month waiting period)

    Up to EUR 25,000 / GBP 20,000 / USD 34,000 per delivery
    Pre- and post-natal treatment (10 month waiting period)

    Covered under Out-patient day-to-day care

    		 Covered
    Complications of maternity and childbirth

    		Paid in full

    Treatment for conditions arising from pregnancy or childbirth which could also develop in people who are not pregnant are not covered from the Maternity/Childbirth benefit but may be covered by your other benefits. All benefits are per policy year unless otherwise specified. Please the download Health Plan Guide for further detail

    Transportation/travel

    Transport costs to the nearest appropriate place of treatment, when it is not available nearby

    Transport costs to the nearest appropriate place of treatment, when it is not available nearby

    Limit
    Evacuation

    		Paid in full
    Repatriation

    Transport to your specific country of nationality or residence, or the return journey after receiving medical treatment

    		 Paid in full
    Living allowance

    To cover living cost for the evacuated customer

    Up to EUR 120 / GBP 100 / USD 170 per day up to 10 days
    Travel cost for an accompanying person

    		Paid in full
    Travel cost for the transfer of children

    In the event of evacuation or repatriation

    		 Paid in full
    Compassionate visit transport costs

    Visit and return

    Up to 5 trips per lifetime, EUR 1,250 / GBP 1,000 / USD 1,700 per trip
    Compassionate visit living allowance

    Up to 10 days, EUR 120 / GBP 100 / USD 170 per day
    Local air ambulance

    		Paid in full
    Local road ambulance

    		Paid in full
    Repatriation of mortal remains

    		Paid in full

    We will only pay if all arrangements are agreed and approved in advance by Bupa Global. All benefits are per policy year unless otherwise specified. Please download the Health Plan Guide for further detail

    Exclusions

    Treatment that is not covered by your health plan

    Administration/registration fees

    Advance payments/deposits

    Artificial life maintenance

    Birth control

    Chinese Medicine

    Conflict and disaster

    Convalescence and admission for treatment that could take place as a day-case or out-patient, general care, or staying in hospital

    Cosmetic treatment

    Developmental problems

    Mechanical or animal donor organs

    Epidemics and pandemics

    Treatment equipment or surgery to correct eyesight

    Experimental treatment

    Genetic testing

    Gender issues

    Harmful or hazardous use of alcohol, drugs and/or medicines

    Health hydros, nature cure clinics etc

    Infertility treatment

    Obesity

    Persistent vegetative state (PVS) and neurological damage

    Sleep disorders

    Stem cells

    Surrogacy

    Temporomandibular joint (TMJ) disorders

    Unrecognised medical practitioner, hospital or healthcare facility

    For full details, plus terms and conditions, including waiting periods for certain benefits associated with this health plan, please download the full list of benefits and exclusions.

    Download full list of benefits and exclusions

    Bupa Global is a trade name of Bupa, the international health and care company. Bupa is an independent licensee of Blue Cross and Blue Shield Association. Bupa Global is not licensed by Blue Cross and Blue Shield Association to sell products branded with the Blue Cross Blue Shield marks in Anguilla, Argentina, British Virgin Islands, Canada, Costa Rica, Panama, Uruguay and US Virgin Islands. In Hong Kong, Bupa Global is only licensed to use the Blue Shield marks. Please consult your policy terms and conditions for coverage availability. Blue Cross and Blue Shield Association is a national federation of 36 independent, community-based and locally operated Blue Cross and Blue Shield companies. Blue Cross Blue Shield Global is a brand owned by Blue Cross and Blue Shield Association. For more information about Bupa Global, visit bupaglobalaccess.com, and for more information about Blue Cross and Blue Shield Association, visit BCBS.com.

    Want to speak to an adviser?

    If you have questions about this health plan, or would like help choosing the right level of cover, please get in touch.

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    Want a higher level of cover?

    Explore our highest level of global cover with our Ultimate Global Health Plan – no cap on eligible GP consultations, together with genetic cancer screening and access to a comprehensive level of care.

    View details

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