COMPANY GOLD SUPERIOR

This is surgery that requires you to stay in a bed in a hospital or a clinic during a single day and not overnight.

Out-patient surgical operations are paid in full.

A full health screening generally includes various routine tests performed to assess your state of health and could include tests such as high cholesterol, high blood pressure, diabetes, anaemia and lung function, liver and kidney function and cardiac risk assessment. In addition, you may also have the specific screenings as part of a full health screening. The actual tests you have will depend on those supplied by the treatment provider where you have your screening.

We pay up to GBP 1,200 / USD 2,000 / 1,500 after one year's membership. This benefit is shared with Wellness

Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies. X-rays are used in radiography to generate images of the body’s structures to aid diagnosis. Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).

Pathology, X-rays and diagnostic tests are paid in full.

Psychiatric treatment is the treatment of mental health conditions. Fees are the charges made by the consultants and psychologists for the treatment they provide.

Paid in full

A family doctor is a person who is legally qualified in medical practice and is licensed to practice medicine in the country where treatment is being received. Depending on where you are in the world, your family doctor will likely operate from a local practice or clinic and may ask to be paid at the time of treatment. You can then claim back your expenses from Bupa Global.

These are covered in full

We define this as the treatment of a sound natural tooth due to dental trauma caused by accident or injury. Dental treatment that falls outside of this definition is not covered (unless specifically stated) by your policy.

Paid in full

We pay for treatment to restore your appearance after an illness, injury or surgery. We may pay for surgery when the original illness, injury or surgery and the reconstructive surgery take place during your current continuous cover.

Paid in full

The charges that relate to your accommodation as an inpatient. This includes the costs of occupying the hospital’s standard single room with bathroom (en-suite) and also includes your own meals and refreshments.

Hospital accommodation is paid in full.

Nursing care are the general services such as drug provision and wound care provided to you by nursing staff, often immediately before and after surgery and during your recovery.

Nursing care, drugs and surgical dressings are paid in full.

Theatre charges are costs relating to your surgery. These could include drugs and dressings, equipment and fees for the use of the actual theatre room.

Paid in full.

Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies. X-rays are used in radiography to generate images of the body’s structures to aid diagnosis. Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).

Pathology, X-rays, diagnostic tests and therapies are paid in full.

Room and board costs for a parent staying in hospital with their child when the costs are for one parent or legal guardian only, you are staying with a child up to 18 years old and the child is insured and receiving treatment that is covered.

Parent accommodation is paid in full.

The treatment of mental health conditions via a variety of techniques including therapy, the prescription of drugs and pathology.

Paid in full

Examples are: magnetic resonance imaging, computed tomography and positron emission tomography. These are modern imaging techniques that allow medical professionals invaluable and detailed views of the body’s structure and function.

Advanced imaging costs are paid in full.

A selection of services available to all of our members. As a Bupa Global member, you can call our Medical Centre at any time of the day or night and speak to medically trained people who understand your situation and can give you the healthcare advice, support and assistance you need. We also have a team of expertly trained people ready to help with any general enquiries you may have. Our people come from many different cultures so, wherever in the world you may be, you can be sure of help from someone who can speak to you in your language.

This is a telephone advice line which offers help 24 hours a day, 365 days a year and any time when you need it.

The following are some of the services that may be offered by telephone:

• general medical information from a health professional


• medical referrals to a physician or hospital


• medical service referral


• inoculation and visa requirement information


• emergency message transmission


• interpreter and embassy referral

Note: treatment arranged through this service may not be covered under your plan. Please check your cover before proceeding.

Home nursing is care provided immediately following a stay in hospital by a qualified nurse in your home.

Paid in full up to a maximum of 30 days each membership year

This is a cash payment made to you (instead of any other benefit) for each night you receive eligible inpatient treatment without charge. For example, if you received treatment at no charge from the National Health Service (NHS) in the UK. Please note that this benefit is not payable when related to normal pregnancy treatment.

We pay GBP 90 / USD 150 / EUR 110 each night up to 20 nights each membership year.

We pay for medically necessary travel by local road ambulance (a medically-equipped and staffed vehicle) when related to eligible day-case or inpatient treatment.

Local road ambulance costs are paid in full.

All treatment (including routine preventive care, check-ups and immunisations) required for the newborn during the first 90 days following birth, instead of any other benefit. Newborn care benefits do not apply for children born as a result of assisted reproduction techniques, ovulation induction treatment, born to a surrogate or who have been adopted, as these children can only join once they are 91 days old

We pay up to GBP 90,000 / USD 150,000 / EUR 110,000 maximum benefit for all treatment received during the first 90 days following birth.

Treatment in the form of a combination of therapies such as physical, occupational and speech therapy aimed at restoring full function after an acute event such as a stroke.

We pay in full for up to 42 days of treatment each membership year, either when this is received in hospital or on an out-patient basis

We pay for kidney dialysis - provided as In-patient, day-case or as on out-patient

Paid in full

If this option is purchased, you gain access to our U.S. Service Partner’s national network of hospitals, clinics and medical practitioners. Our Service Partner will help you arrange treatment within this network.

When eligible treatment takes place in the U.S. using the U.S. provider network, benefit is paid at 100%. When eligible treatment takes place in the U.S. but outside of this network, benefit is paid at reasonable and customary costs.

Please note that all treatment must be pre-authorised, so contact us first to get peace of mind.

Eye tests (including consultation) - one each membership year Spectacle lenses (75% of eligible costs) Contact lenses (75% of eligible costs) Spectacle frames (75% of eligible costs)

We pay up to GBP 250 / USD 425 / EUR 315 each membership year.

Companies with more than 10 employees can ask for the medical history of their employees to be disregarded. Simply tell us when you apply for cover and we'll let you know how much it costs.