Business Explorer Health Plan

This plan is developed for companies and employees in East Africa

Broader than a traditional domestic health plan, it provides cover for those travelling in and around Africa, as well as covering for treatment in Lebanon, India, Pakistan and Sri Lanka.

Business Explorer covers your employees for comprehensive in-patient treatment with a wide range of out-patient benefits to choose from, including the option to cover optical and dental treatment, so you can select the level of cover that is right for your employees.

This plan offers your business great value for money by providing your employees access to treatment where they most need it, without the cost of worldwide cover.

Business Explorer Health Plan covers members for essential hospital treatment, including:

Surgical operations, including pre- and post-operative care
hospital accommodation
cancer treatment
pathology, X-rays and diagnostic tests
nursing care, drugs and surgical dressings
physicians' fees
intensive care
advanced imaging
HIV/AIDS treatment (related conditions + drug therapy including ART)

With two levels of cover to choose from, Business Explorer Gold and Business Explorer Essential Plus, you can select the plan that is just right for your employees, at a price that is right for your business.

There is also the option to add an annual deductible to your Business Explorer group plan to reduce your premium even further. Please call us on +44 (0) 1273 718 313 to find out more.

Contact us

To discuss your needs, please call us on:

+44 (0) 1273 805 652

Calls may be recorded and monitored

Discover the benefits

Download the Business Explorer membership guide (PDF, 240KB)

Business Explorer Essential

This table provides a high-level summary only about the types of cover provided. Benefit limits and exclusions may also apply. Please ask your sales adviser for further information.

What isn’t covered?

There are some things that these plans do not cover - see below for more details of cover limits under this plan.

You can also find full details of benefits and exclusions in the membership guide

Core Benefits and Limitations


Overall annual maximum Per member, per membership year	USD 500,000 / EUR 370,000 / GBP 300,000
Hospital accommodation	100%
Surgical operations, including pre and post-operative	100%
Post-hospitalisation services (for a maximum of 90 days after discharge)	USD 2,000 / EUR 1,500 / GBP 1,200 per membership year
Nursing care, drugs and surgical dressings	100%
Physicians' fees	100%
Theatre charges	100%
Intensive care	100%
Pathology, x-rays, diagnostic tests and therapies	100%
Prosthetic implants and appliances	100%
Parent accommodation	100%
Mental health treatment	100%
Advanced imaging	100%
Cancer treatment	100%
Kidney dialysis provided as in-patient, day-case or as on out-patient	100%
HIV/AIDS treatment (related conditions + drug therapy including ART)	USD 5,000 / EUR 3,750 / GBP 2,950 per membership year
Home nursing after in-patient treatment	USD 200 / EUR 150 / GBP 120 each day for a maximum of 15 days per membership year
Hospice and palliative care	USD 20,000 / EUR 14,800 / GBP 11,800 maximum benefit for the whole of the membership
Newborn care	USD 50,000 / EUR 36,900 / GBP 29,500 maximum benefit for all treatment received during the first 90 days following birth
Prosthetic devices	USD 4,000 / EUR 3,000 / GBP 2,350 for each device
Rehabilitation	100% for a maximum of 42 days per membership year
Transplant services	100%
Air ambulance	100%
Road ambulance	100%
Assistance cover (Evacuation)	100%
Emergency out of area cover	USD 50,000 / EUR 36,900 / GBP 29,500 for a maximum of 30 days per membership year

Out-patient treatment

Outpatient surgical operations

100%

Accident-related dental treatment

USD 500 / EUR 375 / GBP 300 per membership year

Business Explorer Gold

This table provides a high-level summary only about the types of cover provided. Benefit limits and exclusions may also apply. Please ask your sales adviser for further information.

What isn’t covered?

There are some things that these plans do not cover - see below for more details of cover limits under this plan.

You can also find full details of benefits and exclusions in the membership guide

To ensure that your employees are covered for an even wider range of medical expenses, you can choose to add cover for dental and optical to Business Explorer Gold.

Core Benefits and Limitations


Overall annual maximum Per member, per membership year	USD 1,500,000 / EUR 1,103,000 / GBP 900,000
Hospital accommodation	100%
Surgical operations, including pre and post-operative	100%
Post-hospitalisation services (for a maximum of 90 days after discharge)	Paid from out-patient benefit
Nursing care, drugs and surgical dressings	100%
Physicians fees	100%
Theatre charges	100%
Intensive care	100%
Pathology, x-rays, diagnostic tests and therapies	100%
Prosthetic implants and appliances	100%
Parent accommodation	100%
Mental health treatment	100%
Advanced imaging	100%
Cancer treatment	100%
Kidney dialysis provided as in-patient, day-case or as on out-patient	100%
HIV/AIDS treatment (related conditions + drug therapy including ART)	USD 10,000 / EUR 7,400 / GBP 5,900 per membership year
Home nursing after in-patient treatment	USD 200 / EUR 150 / GBP 120 each day for a maximum of 30 days per membership year
Hospice and palliative care	USD 20,000 / EUR 14,800 / GBP 11,800 maximum benefit for the whole of the membership
Maternity (after 10 months' membership)	USD 8,000 / EUR 6,000 / GBP 4,700 per membership year
Complications of maternity and childbirth	100%
Newborn care	We pay up to USD 100,000 / EUR 73,750 / GBP 58,800 maximum benefit for all treatment received during the first 90 days following birth
Prosthetic devices	We pay a maximum benefit of USD 4,000 / EUR 3,000 / GBP 2,350 for each device
Rehabilitation	100% for a maximum of 42 days per membership year
Transplant services	100%
Air ambulance	100%
Road ambulance	100%
Assistance cover (Evacuation)	100%
Emergency out of area cover	USD 50,000 / EUR 36,900 / GBP 29,500 for a maximum of 30 days per membership year
Treatment for congenital and hereditary conditions	USD 100,000 / EUR 73,750 / GBP 58,800 per membership year

Out-patient treatment


Outpatient surgical operations	100%
Accident-related dental treatment	USD 1,000 / EUR 750 / GBP 600 per membership year
Consultants' fees for consultations	100%
Costs for treatment by a family doctor	100%
Costs for treatment by therapists, complementary medicine practitioners and qualified nurses	100% for a maximum of 30 visits per membership year
Consultants' fees, psychologists' and psychotherapists' fees for mental health treatment	100% for a maximum of 30 visits per membership year
Pathology, X-rays and diagnostic tests	100%
Prescribed drugs and dressings	USD 2,000 / EUR 1,500 / GBP 1,200 per membership year
Vaccinations	USD 1,000 / EUR 750 / GBP 600 per membership year
Full Health Screening and Wellness (after one year's membership)	USD 500 / EUR 375 / GBP 300 per membership year

Optional benefits and limitations


Dental (after 6 months' membership)	75% to a maximum of USD 1,000 / EUR 750 / GBP 600 per membership year
Optical	75% to a maximum of USD 400 / EUR 315 / GBP 250 per membership year

Dental

(after 6 months' membership)

75% to a maximum of USD 1,000 / EUR 750 / GBP 600 per membership year

Optical

75% to a maximum of USD 400 / EUR 315 / GBP 250 per membership year

The Bupa Global difference

Over 50 years of medical expertise and dedication to health. A global team of advisers and health experts who, between them, speak multiple languages – and a service that exceeds expectations. These are just a few of the things that make Bupa Global different. Explore how we provide you with world-class cover and stand apart from the rest.