Bupa Global

OIL AND GAS GOLD

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Health plan details

Oil and Gas Gold

Oil and Gas Gold is our highest level of international healthcare insurance for your industry and includes comprehensive benefits for in-patient treatment, out-patient treatment as well as including cover to help with the costs of day-to-day doctor visits and prescription medicine expenses.

Annual maximum coverage of GBP 750,000 / USD 1,200,000 /EUR 1,000,000

Oil and Gas Gold key features:

  • emergency dental treatment cover
  • family doctor treatment cover
  • prescribed drugs and dressings
  • home nursing after inpatient stay cover

For full details of the benefits, exclusions and complete terms and conditions, please see the Membership Guide.

FAQ

How does this policy work?

Detailed list of benefits

Out-patient treatments


Out-patient surgical operations

This is surgery that requires you to stay in a bed in a hospital or a clinic during a single day and not overnight.

Out-patient surgical operations are paid in full.

Nursing care, drugs and surgical dressings

Nursing care are the general services such as drug provision and wound care provided to you by nursing staff, often immediately before and after surgery and during your recovery.

Nursing care, drugs and surgical dressings are paid in full.

Consultants' fees for consultations

The charges made by a consultant, physician, surgeon or anaesthetist following treatment provided to you.

We pay up to GBP 3,000 / USD 4,800 / EUR 4,500 each membership yea cumulatively for all of the medical services listed

Pathology, X-rays and diagnostic tests

Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies. X-rays are used in radiography to generate images of the body’s structures to aid diagnosis. Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).

Costs for treatment by therapists and complementary medicine practitioners

Therapists: these can include occupational therapists, orthoptists, dieticians and speech therapists. They must be legally qualified to practice in the country where treatment is received. Complementary medicine practitioners: these can include acupuncturists, homeopaths and Chinese medicine practitioners. They must be legally qualified to practice in the country where treatment is received.

Consultants' and psychologists fees for psychiatric treatment

Psychiatric treatment is the treatment of mental health conditions. Fees are the charges made by the consultants and psychologists for the treatment they provide. (Available after two years' membership)

Costs for treatment by a family doctor

A family doctor is a person who is legally qualified in medical practice and is licensed to practice medicine in the country where treatment is being received. Depending on where you are in the world, your family doctor will likely operate from a local practice or clinic and may ask to be paid at the time of treatment. You can then claim back your expenses from Bupa Global.

We pay up to GBP 600 / USD 960 / EUR 900 per membership year, cumulatively for these medical services

Prescribed drugs and dressings

Items that are prescribed for you by your medical practitioner, for an eligible condition. These are distinct from medical items that can be purchased ‘over the counter’ without prescription such as some cough medicines and vitamin supplements.


Inpatient treatment


Hospital accommodation

The charges that relate to your accommodation as an inpatient. This includes the costs of occupying the hospital’s standard single room with bathroom (en-suite) and also includes your own meals and refreshments.

Hospital accommodation is paid in full.


Surgical operations, including pre- and post-operative care

A surgical operation is a medical procedure involving an incision into the body. Pre and post-operative care are the medical services you may require immediately before and after surgery; see ‘nursing care, drugs and surgical dressings’ below.

Surgical operations, including pre and post-operative care are paid in full.

Nursing care, drugs and surgical dressings

Nursing care are the general services such as drug provision and wound care provided to you by nursing staff, often immediately before and after surgery and during your recovery.

Nursing care, drugs and surgical dressings are paid in full.


Physicians' fees

The charges made by your physician, consultant or doctor for non-surgical treatment provided during your stay in hospital. For example, the treatment of pneumonia.

Physicians' fees are paid in full

Theatre charges

Theatre charges are costs relating to your surgery. These could include drugs and dressings, equipment and fees for the use of the actual theatre room.

Paid in full.

Intensive care

Intensive care is a suite of high dependency medical support services that are provided when someone is critically ill. These services are provided in intensive care units, intensive therapy units, high dependency units or cardiac care units.

Intensive care costs are are paid in full

Pathology, X-rays, diagnostic tests and therapies

Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies. X-rays are used in radiography to generate images of the body’s structures to aid diagnosis. Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).

Pathology, X-rays, diagnostic tests and therapies are paid in full.

Prosthetic implants and appliances

A prosthetic implant or appliance is an artificial body part which is designed to form a permanent part of your body and is surgically implanted. Examples are artificial heart valves, replacement lens or cornea of the eye and devices to remove excess fluid from the brain.

Prosthetic implants and appliances are paid in full.


Psychiatric treatment

The treatment of mental health conditions via a variety of techniques including therapy, the prescription of drugs and pathology. We pay for a total of 90 days’ psychiatric treatment in hospital during your lifetime.

This is available after two years’ membership. We pay for a total of 90 days’ psychiatric treatment in hospital during your lifetime.


Further benefits


Cancer treatment

If cancer is diagnosed, we pay fees that are related specifically to planning and carrying out treatment for cancer. Typical treatments include surgery, radiotherapy, chemotherapy and pathology.

Cancer treatments are paid in full.



Advanced imaging

Examples are: magnetic resonance imaging, computed tomography and positron emission tomography. These are modern imaging techniques that allow medical professionals invaluable and detailed views of the body’s structure and function.

Advanced imaging costs are paid in full.


Local road ambulance

We pay for medically necessary travel by local road ambulance (a medically-equipped and staffed vehicle) when related to eligible day-case or inpatient treatment.

Local road ambulance costs are paid in full.
Emergency dental treatment

Dental treatment which you require to alleviate pain, an inability to eat or an acute dental condition and which presents an immediate and serious threat to your general health. Further episodes of emergency dental treatment are usually only eligible for cover when received within 14 days of your initial visit to the dentist.

We pay up to GBP 400 / USD 700 / EUR 600 each membership year.

Home nursing after in-patient treatment

Home nursing is care provided immediately following a stay in hospital by a qualified nurse in your home.

We pay up to GBP 600 / USD 1000 / EUR 900 each membership year.

Transplant services

We pay medical expenses if you need to receive a cornea, small bowel, kidney, kidney/pancreas, liver, heart, lung or heart/lung transplant. We also pay for bone marrow transplants.

Transplant services are paid in full
Healthline services

A selection of services available to all of our members. As a Bupa Global member, you can call our Medical Centre at any time of the day or night and speak to medically trained people who understand your situation and can give you the healthcare advice, support and assistance you need. We also have a team of expertly trained people ready to help with any general enquiries you may have. Our people come from many different cultures so, wherever in the world you may be, you can be sure of help from someone who can speak to you in your language.

To make your life easier and to save you time, we have created the exclusive MembersWorld website You can:

  • view your policy
  • update your personal detail
  • track the progress of your claims
  • make payments online
  • search our international hospital directory
  • download claim forms and other useful documents
  • talk to us online using our free Webchat service
  • USA cover

    If this option is purchased, you gain access to our US Service Partner’s national network of hospitals, clinics and medical practitioners. Our Service Partner will help you arrange treatment within this network.

    When eligible treatment takes place in the US using the US provider network, benefit is paid at 100 percent. When eligible treatment takes place in the US but outside of this network, benefit is paid at 80 percent. 

    Please note that all treatment must be pre-authorised, so contact us first to get peace of mind.


    Optional benefits


    Assistance cover (evacuation and repatriation)

    Evacuation – if the treatment you need is not available locally, we will arrange for you to be evacuated to the nearest centre of medical excellence, no matter where you are in the world. Repatriation – our highest level of assistance cover gives you the choice of returning to your home country (if treatment is not available locally) to be treated in familiar surroundings, near your family and friends.

    Eligible costs associated with evacuation and repatriation services are paid in full.


    Contact us

    To discuss your needs, please call us on:

    +44 (0) 1273 805 652

    Calls may be recorded and monitored

    The Bupa Global difference

    Over 40 years of medical expertise and dedication to health. A global team of advisers and health experts who, between them, speak multiple languages – and a service that exceeds expectations. These are just a few of the things that make Bupa Global different. Explore how we provide you with world-class cover and stand apart from the rest.