Bupa Global


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Health plan details

Company Gold Superior

Company Gold Superior is our new level of cover, and our most comprehensive. Developed using feedback from our customers, it is designed to provide enhanced cover for a wide variety of medical needs.

Give your employees peace of mind with features including enhanced benefit limits, optional optical cover and unlimited cover for family doctor treatment and prescribed drugs and dressings costs.

Annual maximum coverage of GBP 6,000,000 / USD 10,200,000 /EUR 7,500,000

This product is a result of the collaboration between two of the most respected names in global healthcare, Bupa Global and Blue Cross Blue Shield Global.

Gold Superior includes cover for:

  • unlimited family doctor treatment
  • unlimited prescribed drugs and dressings
  • full health assessments
  • increased vaccination limits
  • out-patient treatment (with higher limits than Gold)
  • accident-related dental treatment
  • maternity cover (with higher limits than Gold)
  • in-patient and day-case treatment
  • cancer treatment
  • local air and road ambulance
  • 28 days emergency cover for the USA


  • optional Assistance (evacuation and repatriation) cover
  • optional dental cover
  • optional USA cover

To learn more, and for full details of the rules and benefits, including any limits of the Company plan, refer to the Company Membership Guide.

Detailed list of benefits

Out-patient treatments

Out-patient surgical operations

This is surgery that requires you to stay in a bed in a hospital or a clinic during a single day and not overnight.

Out-patient surgical operations are paid in full.

Wellness - mammogram, pap smear test, prostate cancer screening or colon cancer screening

Mammogram: routine imaging of the breasts to check for abnormalities. Pap smear test: also known as the pap test, cervical smear or smear test, is a gynaecological screening test to check for pre-cancerous changes in cells taken from the cervix. Prostate cancer screening: this can take the form of a physical exam or a blood test and attempts to identify the presence of prostate cancer.

We pay up to GBP 1,200 / USD 2,000 / EUR 1,500 each membership year, after one year's membership. This benefit is shared with Full Health Screening

Full Health Screening (after one year’s membership)

A full health screening generally includes various routine tests performed to assess your state of health and could include tests such as high cholesterol, high blood pressure, diabetes, anaemia and lung function, liver and kidney function and cardiac risk assessment. In addition, you may also have the specific screenings as part of a full health screening. The actual tests you have will depend on those supplied by the treatment provider where you have your screening.

We pay up to GBP 1,200 / USD 2,000 / 1,500 after one year's membership. This benefit is shared with Wellness

Consultants' fees for consultations

The charges made by a consultant, physician, surgeon or anaesthetist following treatment provided to you.

These are paid in full

Pathology, X-rays and diagnostic tests

Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies. X-rays are used in radiography to generate images of the body’s structures to aid diagnosis. Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).

Pathology, X-rays and diagnostic tests are paid in full.

Costs for treatment by therapists and complementary medicine practitioners

Therapists: these can include occupational therapists, orthoptists, dieticians and speech therapists. They must be legally qualified to practice in the country where treatment is received. Complementary medicine practitioners: these can include acupuncturists, homeopaths and Chinese medicine practitioners. They must be legally qualified to practice in the country where treatment is received.

We pay in full for up to 60 visits each membership year.

Consultants' and psychologists fees for psychiatric treatment

Psychiatric treatment is the treatment of mental health conditions. Fees are the charges made by the consultants and psychologists for the treatment they provide.

This is available after two years’ membership. We pay in full for up to 30 visits each membership year.

Consultants' and psychologises fees for psychiatric treatment

Vaccinations and immunisations provide immunity to disease and can often be carried out by your family doctor. Examples are: - travel vaccinations - malaria tablets - pneumococcal vaccinations - vaccinations to aid the prevention of cancer, such as human papilloma virus (HPV)

We pay up to GBP 600 / USD 1,000 / EUR 750 each membership year.

Costs for treatment by a family doctor

A family doctor is a person who is legally qualified in medical practice and is licensed to practice medicine in the country where treatment is being received. Depending on where you are in the world, your family doctor will likely operate from a local practice or clinic and may ask to be paid at the time of treatment. You can then claim back your expenses from Bupa Global.

These are covered in full

Prescribed drugs and dressings

We pay for the cost of drugs and dressings prescribed for you by your medical practitioner required to treat a disease, illness or injury, for eligible treatment.

These are paid in full

Accident-related dental treatment

We define this as the treatment of a sound natural tooth due to dental trauma caused by accident or injury. Dental treatment that falls outside of this definition is not covered (unless specifically stated) by your policy.

We pay up to GBP 480 / USD 815 / EUR 600 each membership year

In-patient treatment

Hospital accommodation

The charges that relate to your accommodation as an inpatient. This includes the costs of occupying the hospital’s standard single room with bathroom (en-suite) and also includes your own meals and refreshments.

Hospital accommodation is paid in full.

Surgical operations, including pre- and post-operative care

A surgical operation is a medical procedure involving an incision into the body. Pre and post-operative care are the medical services you may require immediately before and after surgery; see ‘nursing care, drugs and surgical dressings’ below.

Surgical operations, including pre and post-operative care are paid in full.

Nursing care, drugs and surgical dressings

Nursing care are the general services such as drug provision and wound care provided to you by nursing staff, often immediately before and after surgery and during your recovery.

Nursing care, drugs and surgical dressings are paid in full.

Physicians fees

The charges made by your physician, consultant or doctor for non-surgical treatment provided during your stay in hospital. For example, the treatment of pneumonia.

Physicians fees are paid in full.

Theatre charges

Theatre charges are costs relating to your surgery. These could include drugs and dressings, equipment and fees for the use of the actual theatre room.

Paid in full.

Intensive Care, intensive therapy, coronary care and high dependency unit

Intensive care is a suite of high dependency medical support services that are provided when someone is critically ill. These services are provided in intensive care units, intensive therapy units, high dependency units or cardiac care units.

These are paid in full.
Pathology, X-rays, diagnostic tests and therapies

Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies. X-rays are used in radiography to generate images of the body’s structures to aid diagnosis. Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).

Pathology, X-rays, diagnostic tests and therapies are paid in full.

Prosthetic implants and appliances

A prosthetic implant or appliance is an artificial body part which is designed to form a permanent part of your body and is surgically implanted. Examples are artificial heart valves, replacement lens or cornea of the eye and devices to remove excess fluid from the brain.

Prosthetic implants and appliances are paid in full.

Parent accommodation

Room and board costs for a parent staying in hospital with their child when the costs are for one parent or legal guardian only, you are staying with a child up to 18 years old and the child is insured and receiving treatment that is covered.

Parent accommodation is paid in full.

Psychiatric treatment

The treatment of mental health conditions via a variety of techniques including therapy, the prescription of drugs and pathology. We pay for a total of 90 days’ psychiatric treatment in hospital during your lifetime.

This is available after two years’ membership. We pay for a total of 90 days’ psychiatric treatment in hospital during your lifetime.

Further benefits

Advanced imaging

Examples are: magnetic resonance imaging, computed tomography and positron emission tomography. These are modern imaging techniques that allow medical professionals invaluable and detailed views of the body’s structure and function.

Advanced imaging costs are paid in full.

Cancer treatment

If cancer is diagnosed, we pay fees that are related specifically to planning and carrying out treatment for cancer. Typical treatments include surgery, radiotherapy, chemotherapy and pathology.

Cancer treatments are paid in full.

Healthline services

A selection of services available to all of our members. As a Bupa Global member, you can call our Medical Centre at any time of the day or night and speak to medically trained people who understand your situation and can give you the healthcare advice, support and assistance you need. We also have a team of expertly trained people ready to help with any general enquiries you may have. Our people come from many different cultures so, wherever in the world you may be, you can be sure of help from someone who can speak to you in your language.

This is a telephone advice line which offers help 24 hours a day, 365 days a year and any time when you need it.

The following are some of the services that may be offered by telephone:

- general medical information from a health professional

- medical referrals to a physician or hospital

- medical service referral

- inoculation and visa requirement information

- emergency message transmission

- interpreter and embassy referral

Note: treatment arranged through this service may not be covered under your plan. Please check your cover before proceeding.

HIV/AIDS drug therapy including ART

The treatment of HIV/AIDS through planned drug therapy and Antiretroviral Therapy (ART).

This is available after five years’ membership. We pay up to GBP 12,000 / USD 20,000 / EUR 15,000 each membership year.

Home nursing after inpatient treatment

Home nursing is care provided immediately following a stay in hospital by a qualified nurse in your home.

We pay up to GBP 120 / USD 200 / EUR 150 each day up to a maximum of 20 days each membership year.

Hospice and palliative care

When treatment can no longer be expected to cure your condition, we pay for your physical, psychological, social and spiritual care as well as hospital or hospice accommodation, nursing care and prescribed drugs.

We pay up to GBP 24,000 / USD 41,000 / EUR 30,000 maximum benefit for the whole of your membership.

Inpatient cash benefit

This is a cash payment made to you (instead of any other benefit) for each night you receive eligible inpatient treatment without charge. For example, if you received treatment at no charge from the National Health Service (NHS) in the UK. Please note that this benefit is not payable when related to normal pregnancy treatment.

We pay GBP 90 / USD 150 / EUR 110 each night up to 20 nights each membership year.

Local air ambulance

We pay for you to be transported by local air ambulance (typically a medically-equipped and staffed helicopter or plane) when medically necessary.

We pay GBP 5,900 / USD 10,000 / EUR 7,400 each membership year.

Local road ambulance

We pay for medically necessary travel by local road ambulance (a medically-equipped and staffed vehicle) when related to eligible day-case or inpatient treatment.

Local road ambulance costs are paid in full.

Maternity cover

Maternity cover is available after 10 months’ membership.

Maternity and childbirth

We pay up to GBP 9,600 / USD 16,300 / EUR 12,000 each membership year.

Childbirth at home

We pay up to GBP 780 / USD 1,300 / EUR 975 each membership year.

Medically essential Caesarean section

We pay up to GBP 16,800 / USD 28,500 / EUR 21,000 each membership year.

Complications of maternity and childbirth

Paid in full.


All treatment (including routine preventive care, check-ups and immunisations) required for the newborn during the first 90 days following birth, instead of any other benefit. Newborn care benefits do not apply for children born as a result of assisted reproduction techniques, ovulation induction treatment, born to a surrogate or who have been adopted, as these children can only join once they are 91 days old

We pay up to GBP 90,000 / USD 150,000 / EUR 110,000 maximum benefit for all treatment received during the first 90 days following birth.

Prosthetic devices

We pay for a prosthetic device needed as part of your treatment. By this we mean an external artificial body part, such as a prosthetic limb or prosthetic ear. We will only pay for one prosthetic device per limb per adult, and we will pay for the initial and up to two replacement prosthetic devices per limb as required under the age of 16 years.

The maximum benefit we will pay towards a prosthetic device is GBP 2,000 / USD 4,000 / EUR 3,000


Treatment in the form of a combination of therapies such as physical, occupational and speech therapy aimed at restoring full function after an acute event such as a stroke.

We pay in full for up to 30 days of treatment each membership year, either when this is received in hospital or on an out-patient basis

Transplant services

We pay medical expenses if you need to receive a cornea, small bowel, kidney, kidney/pancreas, liver, heart, lung or heart/lung transplant. We also pay for bone marrow transplants.

Transplant services are paid in full

Kidney dialysis

We pay for kidney dialysis - provided as In-patient, day-case or as on out-patient

Paid in full

Optional benefits

USA cover

If this option is purchased, you gain access to our US Service Partner’s national network of hospitals, clinics and medical practitioners. Our Service Partner will help you arrange treatment within this network.

When eligible treatment takes place in the US using the US provider network, benefit is paid at 100 percent. When eligible treatment takes place in the US but outside of this network, benefit is paid at reasonable and customary costs.

Please note that all treatment must be pre-authorised, so contact us first to get peace of mind.

Dental treatment

Our dental treatment option covers: - 100 percent of preventive treatment (such as check-ups, X-rays, scale and polishing). - 100 percent of routine treatment (such as fillings, extractions and root canal therapy). - 50 percent of major restorative (such as crowns, bridges or implants) . - 50 percent of orthodontic treatment of overbite or underbite etc, up to the age of 19. Before receiving any dental treatment, please contact us via the MembersWorld website or call us on +44 (0) 1273 333 911 to ensure the costs will be covered by your plan.

We pay up to GBP 2,400 / USD 4,100 / EUR 3,000 each membership year.

Optical treatment

Eye tests (including consultation) - one each membership year Spectacle lenses (75% of eligible costs) Contact lenses (75% of eligible costs) Spectacle frames (75% of eligible costs)

We pay up to GBP 250 / USD 425 / EUR 315 each membership year.

Assistance cover (evacuation and repatriation)

Evacuation – if the treatment you need is not available locally, we will arrange for you to be evacuated to the nearest centre of medical excellence, no matter where you are in the world. Repatriation – our highest level of assistance cover gives you the choice of returning to your home country (if treatment is not available locally) to be treated in familiar surroundings, near your family and friends.

Eligible costs associated with evacuation and repatriation services are paid in full.

Medical history disregarded

Companies with more than 10 employees can ask for the medical history of their employees to be disregarded. Simply tell us when you apply for cover and we'll let you know how much it costs.

Tailored for companies with 100 members plus

If you need to cover a group of 100 members or more, we can tailor a policy to suit your exact requirements.

Contact us

To discuss your needs, please call us on:

+44 (0) 1273 805 652

Calls may be recorded and monitored

The Bupa Global difference

Over 40 years of medical expertise and dedication to health. A global team of advisers and health experts who, between them, speak multiple languages – and a service that exceeds expectations. These are just a few of the things that make Bupa Global different. Explore how we provide you with world-class cover and stand apart from the rest.