Out-patient treatments
Out-patient surgical operations
This is surgery that requires you to stay in a bed in a hospital or a clinic during a single day and not overnight. |
Out-patient surgical operations are paid in full. |
Wellness - mammogram, pap smear test, prostate cancer screening or colon cancer screening
Mammogram: routine imaging of the breasts to check for abnormalities. Pap smear test: also known as the pap test, cervical smear or smear test, is a gynaecological screening test to check for pre-cancerous changes in cells taken from the cervix. Prostate cancer screening: this can take the form of a physical exam or a blood test and attempts to identify the presence of prostate cancer. |
We pay up to GBP 500 / USD 1,000 / EUR 750 each membership year, after one year's membership. |
Consultants' fees for consultations
The charges made by a consultant, physician, surgeon or anaesthetist following treatment provided to you. |
We pay up to GBP 5,000 / USD 10,000 / EUR 8,000 each membership year. This benefit amount is chared with Consultants' fees for consultations |
Pathology, X-rays and diagnostic tests
Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies. X-rays are used in radiography to generate images of the body’s structures to aid diagnosis. Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests). |
We pay up to GBP 5,000 / USD 10,000 / EUR 8,000 each membership year. This benefit amount is shared with 'Consultants' fees for consultations'. |
Costs for treatment by therapists and complementary medicine practitioners
Therapists: these can include occupational therapists, orthoptists, dieticians and speech therapists. They must be legally qualified to practice in the country where treatment is received. Complementary medicine practitioners: these can include acupuncturists, homeopaths and Chinese medicine practitioners. They must be legally qualified to practice in the country where treatment is received. |
We pay in full for up to 20 visits each membership year. |
Consultants' and psychologists fees for psychiatric treatment
Psychiatric treatment is the treatment of mental health conditions. Fees are the charges made by the consultants and psychologists for the treatment they provide. |
This is available after two years’ membership. We pay in full for up to 15 visits each membership year. |
Consultants' and psychologises fees for psychiatric treatment
Vaccinations and immunisations provide immunity to disease and can often be carried out by your family doctor. Examples are: - travel vaccinations - malaria tablets - pneumococcal vaccinations - vaccinations to aid the prevention of cancer, such as human papilloma virus (HPV) |
We pay up to GBP 100 / USD 200 / EUR 150 each membership year. |