Bupa Global

Business Explorer
Health Plan

Premier Product Detail

Business Explorer is our regional health plan that has been developed specifically for companies and employees in East Africa.

Broader than a traditional domestic health plan, it provides cover for those travelling in and around Africa, as well as covering for treatment in India, Pakistan and Sri Lanka.

Business Explorer covers your employees for comprehensive in-patient treatment with a wide range of out-patient benefits to choose from, including the option to cover optical and dental treatment, so you can select the level of cover that is right for your employees.

This plan offers your business great value for money by providing your employees access to treatment where they most need it, without the cost of worldwide cover.

Business Explorer Health Plan covers members for essential hospital treatment, including:

  • consultation fees
  • surgery
  • hospital accommodation
  • cancer treatment
  • diagnostic tests
  • nursing care, drugs and surgical dressings
  • physicians' fees
  • intensive care
  • advanced imaging
  • HIV/AIDS treatment (related conditions + drug therapy including ART)

With two levels of cover to choose from, Business Explorer Gold and Business Explorer Essential Plus, you can select the plan that is just right for your employees, at a price that is right for your business.

There is also the option to add an annual deductible to your Business Explorer group plan to reduce your premium even further. Please call us on +44 (0) 1273 718 313 to find out more.

Contact us

To discuss your needs, please call us on:

+44 (0) 1273 805 652

Calls may be recorded and monitored

Business Explorer Essential

This table provides a high-level summary only about the types of cover provided. Benefit limits and exclusions may also apply. Please ask your sales adviser for further information.

What isn’t covered?

There are some things that these plans do not cover - see below for more details of cover limits under this plan.

You can also find full details of benefits and exclusions in the membership guide.

Core Benefits and Limitations


Overall annual maximum

Per member, per membership year

USD 500,000 / EUR 370,000 / GBP 300,000
Hospital accommodation

100%
Surgical operations, including pre and post-operative

100%
Post-hospitalisation services

(for a maximum of 90 days after discharge)


USD 2,000 / EUR 1,500 / GBP 1,200 per membership year

Nursing care, drugs and surgical dressings

100%
Physicians' fees

100%
Theatre charges

100%
Intensive care

100%
Pathology, x-rays, diagnostic tests and therapies

100%
Prosthetic implants and appliances

100%
Parent accommodation

100%
Psychiatric treatment

(after two years' membership, lifetime maximum of 90 days)

100%
Advanced imaging

100%
Cancer treatment

100%
HIV/AIDS treatment

(related conditions + drug therapy including ART)

USD 5,000 / EUR 3,750 / GBP 2,950 per membership year
Home nursing after in-patient treatment

USD 200 / EUR 150 / GBP 120 each day for a maximum of 15 days per membership year
Hospice and palliative care

USD 20,000 / EUR 14,800 / GBP 11,800 lifetime maximum
Newborn care

USD 50,000 / EUR 36,900 / GBP 29,900 for a maximum of 90 days following birth
Prosthetic devices

USD 4,000 / EUR 3,000 / GBP 2,350 for each device
Rehabilitation

100% for a maximum of 30 days per membership year
Transplant services

100%
Air ambulance

100%
Road ambulance

100%
Assistance cover

100%
Emergency out of area cover

USD 50,000 / EUR 36,900 / GBP 29,500 for a maximum of 30 days per membership year


Out-patient treatment


Outpatient surgical operations

100%


Accident-related dental treatment

USD 500 / EUR 375 / GBP 300 per membership year

Consultants fees for consultations

Paid from post-hospitalisation services

Costs for treatment by a family doctor

Paid from post-hospitalisation services

Costs for treatment by therapists and complementary medicine practitioners

Paid from post-hospitalisation services

Consultants fees and psychologists fees for psychiatric treatment

(after two years membership)

Paid from post-hospitalisation services

Pathology, X-rays and diagnostic tests

Paid from post-hospitalisation services
Prescribed drugs and dressings

Paid from post-hospitalisation services


Business Explorer Gold

This table provides a high-level summary only about the types of cover provided. Benefit limits and exclusions may also apply. Please ask your sales adviser for further information.

What isn’t covered?

There are some things that these plans do not cover - see below for more details of cover limits under this plan.

You can also find full details of benefits and exclusions in the membership guide.

To ensure that your employees are covered for an even wider range of medical expenses, you can choose to add cover for dental and optical to Business Explorer Gold.

Core Benefits and Limitations


Overall annual maximum

Per member, per membership year

USD 1,500,000 / EUR 1,103,000 / GBP 900,000
Hospital accommodation

100%
Surgical operations, including pre and post-operative

100%
Post-hospitalisation services

(for a maximum of 90 days after discharge)

Paid from out-patient benefit
Nursing care, drugs and surgical dressings

100%
Physicians fees

100%
Theatre charges

100%
Intensive care

100%
Pathology, x-rays, diagnostic tests and therapies

100%
Prosthetic implants and appliances

100%
Parent accommodation

100%
Psychiatric treatment

(after two years' membership, lifetime maximum of 90 days)

100%
Advanced imaging

100%
Cancer treatment

100%
HIV/AIDS treatment

(related conditions + drug therapy including ART)

USD 10,000 / EUR 7,400 / GBP 5,900 per membership year
Home nursing after in-patient treatment

USD 200 / EUR 150 / GBP 120 each day for a maximum of 30 days per membership year
Hospice and palliative care

USD 20,000 / EUR 14,800 / GBP 11,800 lifetime maximum
Maternity

(after 10 months' membership)

USD 8,000 / EUR 6,000 / GBP 4,700 per membership year
Newborn care

USD 100,000 / EUR 73,750 / GBP 58,800 for a maximum of 90 days following birth
Prosthetic devices

USD 4,000 / EUR 3,000 / GBP 2,350 for each device
Rehabilitation

100% for a maximum of 30 days per membership year
Transplant services

100%
Air ambulance

100%
Road ambulance

100%
Assistance cover

100%
Emergency out of area cover

USD 50,000 / EUR 36,900 / GBP 29,500 for a maximum of 30 days per membership year
Treatment for congenital and hereditary conditions

USD 100,000 / EUR 73,750 / GBP 58,800 per membership year


Out-patient treatment


Outpatient surgical operations

100%


Accident-related dental treatment

USD 1,000 / EUR 750 / GBP 600 per membership year

Consultants fees for consultations

100%

Costs for treatment by a family doctor

100%

Costs for treatment by therapists and complementary medicine practitioners

This benefit is shared with Consultants fees and psychologists fees for psychiatric treatment

100% for a maximum of 30 visits per membership year

Consultants fees and psychologists fees for psychiatric treatment

(after two years membership) This benefit it shared with Costs of treatment by therapists and complimentary medicine practitioners.

100% for a maximum of 30 visits per membership year

Pathology, X-rays and diagnostic tests

100%
Prescribed drugs and dressings

USD 2,000 / EUR 1,500 / GBP 1,200 per membership year
Vaccinations

USD 1,000 / EUR 750 / GBP 600 per membership year
Full Health Screening and Wellness

(after one years membership)

USD 500 / EUR 375 / GBP 300 per membership year


Optional benefits and limitations


Dental

(after 6 months' membership)

75% to a maximum of USD 1,000 / EUR 750 / GBP 600 per membership year

Optical

75% to a maximum of USD 400 / EUR 315 / GBP 250 per membership year


The Bupa Global difference

Over 40 years of medical expertise and dedication to health. A global team of advisers and health experts who, between them, speak multiple languages – and a service that exceeds expectations. These are just a few of the things that make Bupa Global different. Explore how we provide you with world-class cover and stand apart from the rest.