The Insurance Distribution Directive (IDD) is a new EU wide directive aimed at creating a ‘level playing field’ for Insurance distribution, replacing the current Insurance Mediation Directive (2002/92/EC).

The aim of this new directive is to:

  • ensure consistent standards for intermediaries
  • significantly raise conduct standards
  • improve consumer protection
  • drive effective competition

Insurance Product Information Document

One of the key requirements of the IDD is the introduction of a new policy summary, the ‘Insurance Product Information Document’ (IPID). This is to help individual customers understand what’s included in their cover and will be supplied at quotation, renewal or for a mid-term significant change. The IPID will be provided as part of our standard service to you and will be in addition to the current documentation.

To meet the new IDD requirements Bupa Global implemented the initial changes to its quote and renewal documentation on the 19th February 2018. IPIDs have been produced for the majority of our Individual IPMI products and can be accessed below.

Bupa Global is continuing to develop and deliver the requirements of the IDD ahead of the final implementation date of 1st October 2018.

Insurance Product Information Documents for our individual IPMI products

Bupa Global Health Plans

Select IPID (pdf)

Premier IPID (pdf)

Elite IPID (pdf)

Ultimate IPID (pdf)

Major Medical IPID (pdf)

Worldwide Health Options

Worldwide Health Options (10 month maternity moratorium) IPID (pdf)

Worldwide Health Options (24 month maternity moratorium) IPID (pdf)


Essential Plus IPID (pdf)

Gold IPID (pdf)


Guernsey IPID (pdf)


Essential IPID (pdf)

Classic IPID (pdf)

Gold IPID (pdf)


Selections 1 IPID (pdf)

Selections 2 IPID (pdf)

Selections 3 IPID (pdf)

International Health and Hospital Plan

International Health and Hospital Plan IPID (pdf)


ISM Complete Plan IPID (pdf)

ISM Hospital Plan IPID (pdf)


Superior IPID (pdf)

Further information

If you have any questions or require further information please speak to your Bupa Global representative.